322 Willow Creek Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 322 Willow Creek Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	2,526 sqft · built 2013
Lot Size	1.22 acres (53,448 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2015)
Tax Bill	$6,897 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R257465`

Property Details

APN / Parcel Number

Primary APN	`R257465`
Alternative APNs	`62930290201200111` `257465`

Interior

Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	2,526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,448 sqft
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	500 sqft
Storage Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	322 WILLOW CREEK LN
City	RED OAK
State	TX
Zip	75154-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12R BLK B WILLOW CREEK EST II REV 1.227 AC
Legal Subdivision	WILLOW CREEK EST II REV
Legal Block	B
Legal Lot Number	12R
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3013
Census Tract	60216

Owner

322 Willow Creek Ln is owned and occupied by two individuals who bought it in October 2015.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 WILLOW CREEK LN, RED OAK, TX 75154-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 21, 2019	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on File
Deed Sale	Oct 16, 2015 · Amount on File
Deed Document Number	201526384
Prior Transfer Date	Jan 25, 2013
Prior Transfer Doc	0000002834
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELLIS TX
Recording Date	Apr 28, 2026
Property Address	322 WILLOW CREEK LN, RED OAK, TX 75154-1440
Document Number	0000014551
Instrument Date	Apr 28, 2026
Instrument	202614551
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 WILLOW CREEK LN, RED OAK, TX 75154-1440

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	322 WILLOW CREEK LN, RED OAK, TX 75154-1440
Document Number	0000035925
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 WILLOW CREEK LN OVILLA TX 751541440, OVILLA, TX 75154-1440

Mortgage

Document Number	0000035925
Date	Nov 27, 2019
Instrument	35925

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 322 Willow Creek Ln was $6,897 with a homeowner's exemption, down 16% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,000 (+0.47%) Land $100,000 Building $332,000	$432,000 (+0.47%) Land $100,000 Building $332,000
2025	$6,897.00 (-16.04%) Homeowner's exemption	$430,000 Land $100,000 Building $330,000	$430,000 Land $100,000 Building $330,000
2024	$8,215.00 (+11.5%)
2023	$7,368.00 Homeowner's exemption	$486,642 Land $100,000 Building $386,642	$486,642 Land $100,000 Building $386,642
2018	$6,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Willow Creek Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Willow Creek Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVILLA serves 4,532 people · EPA ID TX0700067
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Element8, Nextlink, Verizon.

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