322 W Scott St, Gainesville, TX 76240 Property Records

Cooke County property record for 322 W Scott St, Gainesville, TX 76240

Property Summary

Property TypeVacant Land
Lot Size0.132 acres (5,759 sqft)
OwnerCompany Name on Record
Tax Bill$379 (2026)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2740-001-00004

Property Details

APN / Parcel Number

Primary APN2740-001-00004
Alternative APN
  • 10687

Exterior

Lot Area5,759 sqft (0.132 acres)

Location & Zoning

Account Number2740-001-00004
Street Address322 W SCOTT ST
CityGAINESVILLE
StateTX
Zip76240-3944
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSCOTT ADDN; BLOCK 1; LOT 4 & 5 PTS OF; ACRES .1322
Legal SubdivisionSCOTT ADDN
Legal Block1
Legal Lot Number4,5
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2079
Census Tract400

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4319 CINNABAR DR, DALLAS, TX 75227-1709
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2016
Deed SaleJun 24, 2016
Deed Document Number201666511
Deed Book / Page2077 / 65
Prior Transfer DateJan 14, 2005
Prior Transfer Doc001350/390
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address322 W SCOTT ST, GAINESVILLE, TX 76240-3944
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002538/768
DateSep 23, 2022
Book Page2538/768
Instrument2022-8050
Lender
NameBOKF NA
TypeBank
AddressDALLAS, TX 75229
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueSep 19, 2037

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379.00 (+0.26%)$18,104 (-) Land $18,104$18,104 (-) Land $18,104
2025$378.00 (+10.53%)$18,104 (+20.06%) Land $18,104$18,104 (+20.06%) Land $18,104
2024$342.00 (+12.5%)
2023$15,079 Land $15,079$15,079 Land $15,079
2022$304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2007–2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink, T-Mobile.

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