322 W Point Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 322 W Point Cir, Algonquin, IL 60102

Property Summary

Property TypeRecreational Vacant Land
Owner2 Individual Names on File
Last Sale$638,500 (Dec 2024)
Tax Bill$119 (2024)
Deeds & MortgagesMar 2026 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-36-326-024

Property Details

APN / Parcel Number

Primary APN18-36-326-024

Location & Zoning

Street Address322 W POINT CIR
CityALGONQUIN
StateIL
Zip60102-4017
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Legal DescriptionDOC 2024R0031854 LT 115 WESTVIEW CROSSING MEMO: SEEGMILLER, KELLY LYNN/ MATTHEW JAMES
Legal SubdivisionWESTVIEW CROSSING
Legal Lot Number115
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3019
Census Tract871107

Owner

Source: McHenry County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address322 W POINT CIR, ALGONQUIN, IL 60102-4017
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Dec 3, 2024Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 3, 2024 · Amount on Record
Deed SaleDec 3, 2024 · Amount on Record
Deed Document Number202431854
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address322 W POINT CIR, ALGONQUIN, IL 60102-4017
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 WEST POINT CIR, ALGONQUIN, IL 60102-4017

Mortgage

Document Number0000007474
DateMar 23, 2026
Instrument2026R0007474
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change3.62%
Max Rate At Change7.62%
IndexSOFR Average 30-Day
Max Rate10.6%

December 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateDec 3, 2024
Property Address322 W POINT CIR, ALGONQUIN, IL 60102-4017
Document Number0000031854
Map ReferenceDOC R2023R0001991
Instrument DateNov 25, 2024
Instrument2024R0031854
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$638.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address322 WEST POINT CIR, ALGONQUIN, IL 60102-4017

Mortgage

Document Number0000031855
DateDec 3, 2024
Instrument2024R0031855
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2054
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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