322 W Maple St, Ringsted, IA 50578 Property Records

Emmet County property record for 322 W Maple St, Ringsted, IA 50578

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft · built 1913
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$550 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1221178001`

Property Details

APN / Parcel Number

Primary APN	`1221178001`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	322 W MAPLE ST
City	RINGSTED
State	IA
Zip	50578-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & W1/2 LOT 2 BLK 2 HANSENS ADDN
Legal Subdivision	HANSENS ADDN RINGSTED
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	EMMET IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1154
Census Tract	70100

Owner

322 W Maple St is owned and occupied by two individuals who acquired it in September 2020.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 W MAPLE ST, RINGSTED, IA 50578-5038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit EMPLOYEES CU
Sep 25, 2020	Intrafamily Transfer, Transfer
Dec 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2020
Transfer Doc	0202001291
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	322 W MAPLE ST, RINGSTED, IA 50578-5038
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600297
Date	Mar 24, 2026
Instrument	2026-00297

Lender

Name	EMPLOYEES CU
Type	Credit Union
Address	ESTHERVILLE, IA 51334

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET IA
Recording Date	Sep 25, 2020
Property Address	322 W MAPLE ST, RINGSTED, IA 50578-5038
Document Number	0202001291
Instrument Date	Sep 18, 2020
Instrument	2020-01291
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W MAPLE ST, RINGSTED, IA 50578-5038

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET IA
Recording Date	Dec 23, 2019
Property Address	322 W MAPLE ST, RINGSTED, IA 50578-5038
Document Number	20201901724
Instrument Date	Sep 13, 2019
Instrument	202019-01724
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 W MAPLE ST, RINGSTED, IA 50578-5038

Tax Assessment & Valuation

The 2026 property tax bill for 322 W Maple St was $550 with a homeowner's exemption, up 36.8% from the year before.

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Emmet County
Municipality	Ringsted City
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$550.00 (+36.82%)	$44,700 (-) Land $7,900 Building $36,800	$44,700 (-) Land $7,900 Building $36,800
2025	$402.00 (-2.43%) Homeowner's exemption	$44,700 Land $7,900 Building $36,800	$44,700 Land $7,900 Building $36,800
2024	$412.00
2023		$30,900 (+7.67%) Land $6,300 Building $24,600	$30,900 Land $6,300 Building $24,600
2022	$427.00 Homeowner's exemption	$28,700 Land $6,300 Building $22,400
2021			$28,700 Land $6,300 Building $22,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 W Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 W Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independent Networks Fiber	1,000 / 1,000

May also be available: GigFire, Nextlink.

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