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322 W D St, #28, Encinitas, CA 92024 Property Records

San Diego County property record for 322 W D St, #28, Encinitas, CA 92024

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 4.5 ba · 2,192 sqft · built 1980
Lot Size0.116 acres (5,072 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Apr 1996)
Tax Bill$7,762 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN258-071-09-00

Property Details

APN / Parcel Number

Primary APN258-071-09-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Units4 Units
Stories2 Stories
Building Area2,192 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMulti-Family
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,072 sqft (0.116 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address322 W D ST, 28
CityENCINITAS
StateCA
Zip92024-3418
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeD-R15
Legal DescriptionBLK 28 POR TR 000148
Legal SubdivisionENCINITAS
Legal Tract000148
Legal Block28
Legal Lot Number9,10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2011
Census Tract17501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3107 DEL REY AVE, CARLSBAD, CA 92009-7512
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2017Intrafamily Transfer, Transfer · Commercial Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 1996 · Amount on Record
Deed SaleApr 12, 1996 · Amount on Record
Prior SaleAug 9, 1985 · Amount on Record
Deed Document Number1996182892
Last Transfer DateDec 28, 2016
Transfer Doc0000003219
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address322 W D ST # 28, 28, ENCINITAS, CA 92024-3418
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 DEL REY AVE, CARLSBAD, CA 92009-7512

Mortgage

Document Number0000640806
DateSep 9, 2021
Instrument2021-0640806
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 4, 2017
Property Address322 W D ST # 28, 28, ENCINITAS, CA 92024-3418
Document Number0000003219
Map ReferenceMAP148
Instrument DateDec 28, 2016
Instrument2017-0003219
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3107 DEL REY AVE, CARLSBAD, CA 92009-7512

Mortgage

Document Number0000003220
DateJan 4, 2017
Instrument2017-0003220
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$576,100 (+2%) Land $338,883 Building $237,217
2025$7,762.00 (+8.97%)$564,805 (+4.04%) Land $332,239 Building $232,566
2023$7,123.00 (-4%)$542,875 Land $319,339 Building $223,536
2022$7,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Ting.

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