322 W 9th St, Lorain, OH 44052 Property Records

Lorain County property record for 322 W 9th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2026)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-004-109-017`

Property Details

APN / Parcel Number

Primary APN	`02-01-004-109-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	966 sqft
Basement Area	614 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1923
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	296 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	322 W 9TH ST
City	LORAIN
State	OH
Zip	44052-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAM FRNT 45.00 X 154.00
Legal Subdivision	CHAM
Legal Tract	01
Legal Block	109
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2004
Census Tract	22400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Broadway Historic District listed 2022 · 103 contributing resources · NRIS 100007496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 W 9th St is owned and occupied by an individual who bought it in June 2026.

Source: Lorain County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	322 W 9TH ST, LORAIN, OH 44052-1909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Mar 2, 2026	Limited Warranty Deed, Transfer
Jun 29, 2018	Warranty Deed, Transfer HOWARD HANNA MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Mar 2, 2026 · Amount on File
Deed Document Number	202699712
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2026
Property Address	322 W 9TH ST, LORAIN, OH 44052-1909
Document Number	0000099712
Instrument Date	Jun 11, 2026
Instrument	202699712
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	322 W 9TH ST, LORAIN, OH 44052-1909

Mortgage

Document Number	0000099713,
Date	Jun 15, 2026
Instrument	202699713

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 2, 2026
Property Address	322 W 9TH ST, LORAIN, OH 44052-1909
Document Number	0000086457
Map Reference	VOL 2 PG 11
Instrument Date	Feb 23, 2026
Instrument	2026-0086457
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 CREEKSIDE DR, WESTLAKE, OH 44145-4651

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2018
Property Address	322 W 9TH ST, LORAIN, OH 44052-1909
Document Number	0000678122
Instrument Date	Jun 29, 2018
Instrument	678122
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	CLEVELAND HOME TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W 9TH ST LORAIN OH 440521909, LORAIN, OH 44052-1909

Mortgage

Document Number	678123
Date	Jun 29, 2018
Instrument	678123

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 322 W 9th St was $1,397 with a homeowner's exemption, down 7.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00 (-7.24%) Homeowner's exemption	$36,540 (-) Land $4,540 Building $32,000	$104,400 (-) Land $12,960 Building $91,440
2024	$1,506.00 (+23.14%)	$36,540 (+53.82%) Land $4,536 Building $32,004	$104,400 (+53.82%) Land $12,960 Building $91,440
2023	$1,223.00 (+0.82%)	$23,755 (-0.02%) Land $3,080 Building $20,675	$67,870 Land $8,800 Building $59,070
2022	$1,213.00	$23,760 Land $3,080 Building $20,680
2021			$67,870 Land $8,800 Building $59,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 W 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

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