322 W 400 S, Berne, IN 46711 Property Records

Adams County property record for 322 W 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	5 bd · 2,729 sqft · built 1979
Lot Size	4.11 acres (179,032 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2018)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-08-28-200-003.000-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-28-200-003.000-009`
Alternative APNs	`01107000000351` `00096158323`

Interior

Bedrooms	5 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
1st Floor Area	3,113 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	179,032 sqft (4.11 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00096158323
Street Address	322 W 400 S
City	BERNE
State	IN
Zip	46711-9605
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N MID PT NE (3.13A) & E 444' OF W 1338' OF S 97' OF N 413' NE (0.98A) SEC 28 (4.11A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3028
Census Tract	30500

Owner

322 W 400 S, a rural home, is owned and occupied by an individual who bought it in April 2018.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	322 W 400 S, BERNE, IN 46711-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Deed Document Number	20181312
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	2018001312
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 10, 2018
Property Address	322 W 400 S, BERNE, IN 46711-9605
Document Number	2018001312
Instrument Date	Apr 6, 2018
Instrument	2018001312
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W 400 S, BERNE, IN 46711-9605

Mortgage

Document Number	2018001313
Date	Apr 10, 2018
Instrument	2018001313

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2048

Interest

Rate	4.88%

Tax Assessment & Valuation

The 2025 property tax bill for 322 W 400 S was $2,833 with a homeowner's exemption, down 1.3% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (-1.32%) Homeowner's exemption	$300,500 Land $26,000 Building $274,500	$300,500 Land $26,000 Building $274,500
2024	$2,871.00 (-2.18%)
2023	$2,935.00 (+4.41%)	$273,000 (+1.15%) Land $25,500 Building $247,500	$273,000 (+1.15%) Land $25,500 Building $247,500
2022	$2,811.00	$269,900 Land $24,400 Building $245,500	$269,900 Land $24,400 Building $245,500
2020	$2,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 W 400 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 W 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3