322 Vincent St, Bay, AR 72411 Property Records

Craighead County property record for 322 Vincent St, Bay, AR 72411

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,079 sqft
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$4,450 (Aug 2019)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-135214-02000`

Property Details

APN / Parcel Number

Primary APN	`10-135214-02000`
Alternative APN	`825107`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	2,079 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	372 sqft
Patio Area	441 sqft
Fence	Fence
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	825107
Street Address	322 VINCENT ST
City	BAY
State	AR
Zip	72411-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SW SE
Legal Range	05
Legal Township	13
Legal Section	21
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	MAUMELLE
Census Block Group	2
Census Block	2030
Census Tract	900

Owner

322 Vincent St is owned and occupied by an individual who bought it in August 2019.

Source: Craighead County records, as of October 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	322 VINCENT ST, BAY, AR 72411-9511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Aug 16, 2019	Warranty Deed, Transfer LEADERS TITLE, LENDERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Deed Document Number	2019R-016700
Deed Book / Page	2019R / 016700
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	322 VINCENT ST, BAY, AR 72411-9511
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R005669
Date	Mar 26, 2019
Instrument	2019R-005669

Lender

Name	QUICKEN LOANS INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAIGHEAD AR
Recording Date	Aug 16, 2019
Property Address	322 VINCENT ST, BAY, AR 72411-9511
Document Number	2019R016700
Instrument Date	Aug 15, 2019
Instrument	2019R-016700
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	LEADERS TITLE, LENDERS TITLE

Transaction

Amount	Amount on Record
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 VINCENT ST, BAY, AR 72411-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 VINCENT ST, BAY, AR 72411-9511

Tax Assessment & Valuation

The 2025 property tax bill for 322 Vincent St was $1,113.

Source: Craighead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bay City
Unified School District	Bay School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00	$21,086 Land $1,650 Building $19,436
2023	$720.00 Homeowner's exemption	$21,086 Land $1,650 Building $19,436	$105,430 Land $8,250 Building $97,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Vincent St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	9 (2001–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms And Flooding, Dec 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Vincent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY WATERWORKS serves 1,938 people · EPA ID AR0000129
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber.

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