322 Upper Mill Ct, Centreville, MD 21617 Property Records

Queen Anne's County property record for 322 Upper Mill Ct, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,502 sqft · built 2001
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Jun 2017)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-031616`

Property Details

APN / Parcel Number

Primary APN	`03-031616`
Alternative APNs	`3031616` `031616`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,502 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031616
Street Address	322 UPPER MILL CT
City	CENTREVILLE
State	MD
Zip	21617-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 5- 1.283 ACRES UPPER MILL
Legal Subdivision	MAJOR SUBDIVISION OF UPPER MILL
Legal Lot Number	5
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	3
Census Block	3005
Census Tract	810500

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 UPPER MILL CT, CENTREVILLE, MD 21617-1773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Jun 30, 2017	Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Document Number	20172728-031
Deed Book / Page	2728 / 31
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	322 UPPER MILL CT, CENTREVILLE, MD 21617-1773
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	RESIDENTIAL TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031860122
Date	Oct 24, 2019
Book Page	3186/122

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jun 30, 2017
Property Address	322 UPPER MILL CT, CENTREVILLE, MD 21617-1773
Document Number	0027280031
Book / Page	2728 / 031
Map Reference	MB28 PG32A-E
Instrument Date	May 12, 2017
Instrument	2728-031
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	RESIDENTIAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	00000

Mortgage

Document Number	2728037
Date	Jun 30, 2017
Instrument	2728-037

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,367 (+13.67%)	$520,300 (+8.06%) Land $152,800 Building $367,500
2025	$4,408.00 (+11.85%) Homeowner's exemption
2023	$3,941.00 Homeowner's exemption	$446,367	$481,500 Land $152,800 Building $328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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