322 Union St, Maiden, NC 28650 Property Records

Catawba County property record for 322 Union St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,037 sqft · built 1897
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Apr 1988)
Tax Bill	$1,055 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3647-18-31-8421`

Property Details

APN / Parcel Number

Primary APN	`3647-18-31-8421`
Alternative APN	`0003167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
1st Floor Area	4,074 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	215 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	234 sqft
Patio Area	21 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 UNION ST
City	MAIDEN
State	NC
Zip	28650-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	ACCT# 8805250 MAP 003M -02-006- -0
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1035
Census Tract	11602

Owner

322 Union St is owned and occupied by an individual who acquired it in September 2018.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	322 UNION ST, MAIDEN, NC 28650-1334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1988 · Amount on File
Deed Sale	Apr 1, 1988 · Amount on File
Deed Book / Page	1555 / 253
Last Transfer Date	Sep 21, 2018
Transfer Doc	0034750310
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	322 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 UNION ST, MAIDEN, NC 28650-1334

Mortgage

Document Number	0037141733
Date	Dec 30, 2021
Book Page	3714/1733
Instrument	32180

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 21, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	322 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035650597
Date	Apr 13, 2020
Book Page	3565/597
Instrument	6772

Lender

Name	PEOPLESBANK
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	322 UNION ST, MAIDEN, NC 28650-1334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034891399
Date	Jan 24, 2019
Book Page	03489/1399
Instrument	01220

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 2, 2018
Property Address	322 UNION ST, MAIDEN, NC 28650-1334
Document Number	0034750310
Book / Page	003475 / 000310
Instrument Date	Sep 21, 2018
Instrument	16778
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 UNION ST MAIDEN NC 286501334, MAIDEN, NC 28650-1334

Tax Assessment & Valuation

The 2025 property tax bill for 322 Union St was $1,055, down 48.8% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Maiden Town
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,700 (-) Land $7,400 Building $257,300
2025	$1,055.00 (-48.79%)	$264,700 Land $7,400 Building $257,300
2024	$2,060.00
2023	$2,060.00	$264,700 Land $7,400 Building $257,300	$264,700 Land $7,400 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MAIDEN serves 5,563 people · EPA ID NC0118030
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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