Pontotoc County property record for 322 Turtle Creek Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,776 sqft · built 1984 |
| Owner | Individual Name on File |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 178A-32-01-020 |
| Primary APN | 178A-32-01-020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,776 sqft Living Area |
| 2nd Floor Area | 245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Deck Area | 112 sqft |
| Utility Building | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13351 |
|---|---|
| Street Address | 322 TURTLE CREEK DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT22 OAKRDG N DB 410-86 3/84 DB 637-197 2/96 20220048 1/4/22 662 255 1544 |
| Legal Lot Number | 22 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950300 |
322 Turtle Creek Dr is owned and occupied by an individual who acquired it in January 2022.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 322 TURTLE CREEK DR, PONTOTOC, MS 38863-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2022 |
| Deed Sale | Jan 4, 2022 |
| Deed Document Number | 2022000048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Jan 4, 2022 |
| Property Address | 322 TURTLE CREEK DR, PONTOTOC, MS 38863-1423 |
| Document Number | 2022000048 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022000048 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 368 NORTHRIDGE DR, PONTOTOC, MS 38863-1540 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 322 TURTLE CREEK DR, PONTOTOC, MS 38863-1423 |
| Document Number | 2022000049 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000049 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 322 Turtle Creek Dr was $1,522 with exemptions applied.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 Homeowner's exemption Disabled Person's exemption | $11,461 | $114,112 Land $14,950 Building $99,162 |
| 2023 | $1,436.00 Homeowner's exemption Disabled Person's exemption | $11,264 | $112,144 Land $14,950 Building $97,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Turtle Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Turtle Creek Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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