Caldwell County property record for 322 Summit Pl SW, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1951 |
| Lot Size | 0.508 acres (22,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Oct 2022) |
| Tax Bill | $909 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 62 1 22 |
| Primary APN | 06 62 1 22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,118 sqft Heated Area |
| Gross Area | 2,135 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 559 sqft |
| Unfinished Basement | 559 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,125 sqft (0.508 acres) |
| Lot Dimensions | 177 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 175944 |
|---|---|
| Street Address | 322 SUMMIT PL SW |
| City | LENOIR |
| State | NC |
| Zip | 28645-6138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2068 PG 682 YR 2022 ST 358.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
322 Summit Pl SW is owned and occupied by an individual who bought it in October 2022.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 SUMMIT PL SW, LENOIR, NC 28645-6138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 27, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on File |
| Deed Sale | Oct 6, 2022 · Amount on File |
| Prior Sale | May 27, 2022 · Amount on File |
| Deed Document Number | 202210077528 |
| Deed Book / Page | 2068 / 682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 6, 2022 |
| Property Address | 322 SUMMIT PL SW, LENOIR, NC 28645-6138 |
| Document Number | 0020680682 |
| Book / Page | 2068 / 682 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 10077528 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4320 LOVINS WAY, 4320, LENOIR, NC 28645-8761 |
| Name | Verified Name |
|---|---|
| Address | 322 SUMMIT PL SW, LENOIR, NC 28645-6138 |
| Document Number | 0010077529 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 10077529 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 27, 2022 |
| Property Address | 322 SUMMIT PL SW, LENOIR, NC 28645-6138 |
| Document Number | 0020572141 |
| Book / Page | 2057 / 2141 |
| Instrument Date | May 27, 2022 |
| Instrument | 10072923 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 LOVINS WAY, LENOIR, NC 28645-8761 |
The 2026 property tax bill for 322 Summit Pl SW was $909, down 25.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $909.00 (-25.55%) | $191,000 (-) Land $16,200 Building $174,800 | |
| 2025 | $1,221.00 | $191,000 Land $16,200 Building $174,800 | $191,000 Land $16,200 Building $174,800 |
| 2023 | $96,100 (-) Land $16,200 Building $79,900 | $96,100 (-) Land $16,200 Building $79,900 | |
| 2022 | $1,167.00 | $96,100 Land $16,200 Building $79,900 | $96,100 Land $16,200 Building $79,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Summit Pl SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1990–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Summit Pl SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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