322 Stumpy Run Rd, Red House, WV 25168 Property Records

Putnam County property record for 322 Stumpy Run Rd, Red House, WV 25168

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,184 sqft · built 1996
Lot Size	10.3 acres (449,104 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Feb 2015)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-147-0049.0007`

Property Details

APN / Parcel Number

Primary APN	`12-147-0049.0007`
Alternative APNs	`40-12-147-0049.0007` `00028078`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	1,664 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	449,104 sqft (10.3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00028078
Street Address	322 STUMPY RUN RD
City	RED HOUSE
State	WV
Zip	25168-7283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.31 AC STUMPY BR
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	2
Census Block	2038
Census Tract	20100

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 STUMPY RUN RD, RED HOUSE, WV 25168-7283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2015 · Amount on Record
Deed Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	003787150004
Deed Book / Page	0539 / 143
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Recording Date	Jul 10, 2026
Property Address	322 STUMPY RUN RD, RED HOUSE, WV 25168-7283
Document Number	1416000814
Book / Page	1416 / 814
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 STUMPY RUN RD, RED HOUSE, WV 25168-7283

Mortgage

Document Number	1416000814,
Date	Jul 10, 2026
Book Page	1416/814

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	322 STUMPY RUN RD, RED HOUSE, WV 25168-7283
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001248/785
Date	Jun 23, 2020
Book Page	1248/785
Instrument	004864490020

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+20.38%)	$90,180 (+15.62%) Land $17,760 Building $72,420	$150,300 (+15.62%) Land $29,600 Building $120,700
2023	$947.00 (-0.73%)	$78,000 (-1.52%) Land $17,220 Building $60,780	$130,000 (-1.52%) Land $28,700 Building $101,300
2022	$954.00	$79,200 Land $16,740 Building $62,460	$132,000 Land $27,900 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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