322 Studebaker St, South Bend, IN 46628 Property Records

St. Joseph County property record for 322 Studebaker St, South Bend, IN 46628

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 994 sqft · built 1890
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$425,000 (Feb 2026)
Tax Bill$1,505 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN71-08-02-357-023.000-026

Property Details

APN / Parcel Number

Primary APN71-08-02-357-023.000-026
Alternative APN
  • 01810502139

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area994 sqft Living Area
Gross Area1,148 sqft
1st Floor Area1,764 sqft
AtticAttic
Attic Area1,232 sqft
Basement Area154 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1952
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
View / LotAlley
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address322 STUDEBAKER ST
CitySOUTH BEND
StateIN
Zip46628-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 SWYGART 1ST
Legal SubdivisionSWYGART 1ST
Legal Lot Number49
JurisdictionST JOSEPH IN
Township / Civil DivisionPORTAGE
Census Block Group1
Census Block1012
Census Tract2100

Owner

322 Studebaker St is owned by a company that bought it in February 2026.

Source: St. Joseph County records, as of October 15, 2026

Owner of RecordCompany Name on File
Mailing Address1431 PORTAGE AVE, SOUTH BEND, IN 46616-1737
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Warranty Deed, Transfer · Commercial Mortgage
LIMA ONE CAPITAL LLC
Jan 20, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2026 · Amount on File
Deed SaleFeb 11, 2026 · Amount on File
Prior SaleJul 26, 2023 · Amount on File
Deed Document Number20263512
Prior Transfer DateJan 7, 2021
Prior Transfer Doc0000001867
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateJul 26, 2023
Property Address322 STUDEBAKER ST, SOUTH BEND, IN 46628-2450
Document Number0002316865
Map ReferencePB 11 PG 108-109
Instrument DateJun 30, 2023
Instrument2316865
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyMETROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8750 S TAMIAMI TRL, SARASOTA, FL 34238-3131
InvestorPossibly a Property Investor

Mortgage

Document Number0002316866
DateJul 26, 2023
Instrument2316866
Lender
NameLIMA ONE CAPITAL LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH IN
Recording DateJan 20, 2021
Property Address322 STUDEBAKER ST, SOUTH BEND, IN 46628-2450
Document Number2101867
Instrument DateJan 7, 2021
Instrument2101867
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 STUDEBAKER ST, SOUTH BEND, IN 46628-2450

Tax Assessment & Valuation

The 2025 property tax bill for 322 Studebaker St was $1,505, down 1.2% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPortage Township
MunicipalitySouth Bend City
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,505.00 (-1.18%)$62,900 Land $4,500 Building $58,400$62,900 Land $4,500 Building $58,400
2024$1,523.00 (+60.99%)
2023$946.00 (-3.37%)$37,900 (-7.11%) Land $4,500 Building $33,400$37,900 (-7.11%) Land $4,500 Building $33,400
2022$979.00 (+5.16%)$40,800 Land $4,500 Building $36,300$40,800 Land $4,500 Building $36,300
2021$931.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 Studebaker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 322 Studebaker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BEND WATER WORKS
serves 115,000 people · EPA ID IN5271014
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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