San Joaquin County property record for 322 Steven Pl, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,561 sqft · built 1990 |
| Lot Size | 0.134 acres (5,828 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2015) |
| Tax Bill | $4,174 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-220-150-000 |
| Primary APN | 196-220-150-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,828 sqft (0.134 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-220-15 |
|---|---|
| Street Address | 322 STEVEN PL |
| City | LATHROP |
| State | CA |
| Zip | 95330-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN DEC-31-1992 FROM ORIGINAL APN 195-460-15 |
| Legal Subdivision | EAGLE PARK |
| Legal Block | 2 |
| Legal Lot Number | 165 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 5129 |
322 Steven Pl is owned and occupied by two individuals who bought it in June 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 STEVEN PL, LATHROP, CA 95330-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on File |
| Deed Sale | Jun 18, 2015 · Amount on File |
| Prior Sale | Apr 27, 2010 · Amount on File |
| Deed Document Number | 201571897 |
| Prior Transfer Date | Jul 30, 2003 |
| Prior Transfer Doc | 0000042684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 322 STEVEN PL, LATHROP, CA 95330-9320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 322 STEVEN PL, LATHROP, CA 95330-9320 |
| Document Number | 0000021381 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-021381 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 322 STEVEN PL, LATHROP, CA 95330-9320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | TITLE CONNECT MANUAL COUNTIE |
| Name | Verified Name |
|---|---|
| Address | 1151 PORTOLA MEADOWS RD 201, 201, LIVERMORE, CA 94551-6637 |
| Document Number | 0000091545 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-091545 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Sep 1, 2045 |
The 2026 property tax bill for 322 Steven Pl was $4,174, up 0.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,174.00 (+0.92%) | ||
| 2025 | $4,136.00 | $336,508 Land $117,777 Building $218,731 | |
| 2023 | $3,921.00 (+1.48%) | $323,443 Land $113,204 Building $210,239 | $489,420 |
| 2022 | $3,864.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Steven Pl in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Steven Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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