Kalamazoo County property record for 322 State St, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,058 sqft · built 1912 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $215,000 (Oct 2023) |
| Tax Bill | $6,998 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-305-007 |
| Primary APN | 15-18-305-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Width | 66.2 ft Width |
| Garage Area | 690 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 322 STATE ST |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | LEONARD SMITHS ADDITION TO THE VILLAGE OF VICKSBURG LOT 7 BLK 1 |
| Legal Subdivision | VICKSBURG |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 6601 |
Source: Kalamazoo County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1484, PORTAGE, MI 49081-1484 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU |
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Jan 2, 2020 | Warranty Deed, Transfer DEVON TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Prior Sale | Apr 12, 2023 · Amount on Record |
| Deed Document Number | 202324325 |
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 2023025298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Oct 19, 2023 |
| Property Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2023025298 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023-025298 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 BRONSON BLVD, KALAMAZOO, MI 49008-3211 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1484, PORTAGE, MI 49081-1484 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Oct 6, 2023 |
| Property Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2023024325 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 2023-024325 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4309 BRONSON BLVD, KALAMAZOO, MI 49008-3211 |
| Document Number | 2023024326 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023-024326 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2023019148 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-019148 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Apr 12, 2023 |
| Property Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2023007425 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023-007425 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55742 RESORT RD, THREE RIVERS, MI 49093-9058 |
| Name | Verified Name |
|---|---|
| Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2023007426 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-007426 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.49% |
| Max Rate At Change | 8.49% |
| Index | Other |
| Max Rate | 12.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jan 2, 2020 |
| Property Address | 322 STATE ST, VICKSBURG, MI 49097-1228 |
| Document Number | 2020000028 |
| Map Reference | LB 4 PG 2 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020-000028 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | DEVON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,019.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1210 HIGHVIEW SHORES, 1210, VICKSBURG, MI 49097 |
| Name | Verified Name |
|---|---|
| Address | 55742 RESORT RD, THREE RIVERS, MI 49093-9058 |
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Brady Township |
| Municipality | Vicksburg Village |
| Unified School District | Vicksburg Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,700 (-5.06%) | $221,400 (-5.06%) | |
| 2025 | $6,998.00 (+507.99%) | $116,600 (+39.14%) | $233,200 (+39.14%) |
| 2023 | $83,800 | $167,600 | |
| 2022 | $1,151.00 (-60.93%) | ||
| 2019 | $2,946.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VICKSBURG serves 2,906 people · EPA ID MI0006800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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