322 Standish St, Elgin, IL 60123 Property Records

Kane County property record for 322 Standish St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,265 sqft · built 1930
Lot Size	0.192 acres (8,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Jun 2019)
Tax Bill	$5,823 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-478-014`

Property Details

APN / Parcel Number

Primary APN	`06-14-478-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,265 sqft Living Area
Gross Area	1,947 sqft
Basement Area	682 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,349 sqft (0.192 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	322 STANDISH ST
City	ELGIN
State	IL
Zip	60123-6423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB EAST 63.25 FT OF WEST 124.5 FT OF SOUTH 132 FT LOT L
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	1
Legal Lot Number	L
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 STANDISH ST, ELGIN, IL 60123-6423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Dec 24, 2013 · Amount on Record
Deed Document Number	201925104
Prior Transfer Date	Feb 1, 2000
Prior Transfer Doc	0000009977
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2019
Property Address	322 STANDISH ST, ELGIN, IL 60123-6423
Document Number	0000025104
Instrument Date	Jun 12, 2019
Instrument	2019K025104
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 STANDISH ST, ELGIN, IL 60123-6423

Mortgage

Document Number	0000025105
Date	Jun 17, 2019
Instrument	2019K025105

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,823.00 (+15.83%) Homeowner's exemption	$84,329 (+8.57%) Land $16,259 Building $68,070	$253,088 (+8.57%) Land $48,797 Building $204,292
2024		$77,673 (+21.39%) Land $14,976 Building $62,697	$233,112 (+21.44%) Land $44,946 Building $188,166
2022	$5,027.00 (+4.71%) Homeowner's exemption	$63,985 (+6.96%) Land $12,337 Building $51,648	$191,955 (+6.96%) Land $37,011 Building $154,944
2021	$4,801.00 Homeowner's exemption	$59,821 Land $11,534 Building $48,287	$179,463 Land $34,602 Building $144,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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