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322 Spruce St, Thayer, MO 65791 Property Records

Oregon County property record for 322 Spruce St, Thayer, MO 65791 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,260 sqft · built 1940
Lot Size0.161 acres (7,013 sqft)
OwnerCompany Name on File
Tax Bill$304 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN23-9.0-31-1-036-0007.00000

Property Details

APN / Parcel Number

Primary APN23-9.0-31-1-036-0007.00000
Alternative APN
  • 0205547000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,260 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
PorchSlab
Porch Area410 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number0205547000
Street Address322 SPRUCE ST
CityTHAYER
StateMO
Zip65791-1323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB 576 P 692 PART LOTS 7 & 10 BLK 28 CT EXC E 40' & EXC BEG NW COR LOT 7; S 50'; E 100'; N 50'; W 100' TO BEG (322 SPRUCE ST)
Legal Range05
Legal Township22
Legal Section31
Legal SubdivisionORIGINAL TOWN OF THAYER
Legal Block28
Legal Lot Number7,10
JurisdictionOREGON MO
Township / Civil DivisionTHAYER
Census Block Group3
Census Block3037
Census Tract480200

Owner

Source: Oregon County records · APN 23-9.0-31-1-036-0007.00000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1925 GRAND AVE, 129, BILLINGS, MT 59102-2776
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jul 08, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
THE M6 GROUP INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOREGON MO
Recording DateAug 07, 2026
Property Address322 SPRUCE ST, THAYER, MO 65791-1323
Document Number0000001040
Book / Page595 / 404
Instrument DateJul 21, 2026
Instrument20261040
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000001040,
DateAug 07, 2026
Book Page595/404
Instrument20261040
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.49%
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOREGON MO
Recording DateJul 08, 2024
Property Address322 SPRUCE ST, THAYER, MO 65791-1323
Document Number000576/692
Book / Page576 / 692
Instrument DateJul 03, 2024
Instrument20240945
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 EMERALD COVE DR, HORSESHOE BEND, AR 72512-5324

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 GRAND AVE STE 129, 129, BILLINGS, MT 59102-2776
InvestorPossibly a Property Investor

Mortgage

Document Number0020240946
DateJul 08, 2024
Instrument20240946
Lender
NameTHE M6 GROUP INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oregon County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyOregon County
MunicipalityThayer City
Unified School DistrictThayer R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$304.00$6,205 (+47.91%) Land $678 Building $5,527$32,660 (+47.92%) Land $3,570 Building $29,090
2023$4,195 Land $678 Building $3,517$22,080 Land $3,570 Building $18,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oregon County (29149C), updated December 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291494802003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2022, rainfall accumulation

Wildfire

Wildfire RiskLow
above 35% of the US · above 26% of Missouri
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
LTD BroadbandFiber1,000 / 1,000
Cable OneCable1,000 / 50
Wisper ISPFixed Wireless400 / 30
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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