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322 Spring Bank Way, Frederick, MD 21701 Property Records

Frederick County property record for 322 Spring Bank Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 2,000 sqft · built 2020
Lot Size0.032 acres (1,420 sqft)
OwnerIndividual Name on File
Last Sale$319,247 (Aug 2020)
Tax Bill$5,869 (2023)
Deeds & MortgagesOct 2020 Mortgage
Aug 2020 Sale & Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN02-595762

Property Details

APN / Parcel Number

Primary APN02-595762
Alternative APN
  • 595762

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,000 sqft Total Area

Exterior

Year BuiltBuilt 2020
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,420 sqft (0.032 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number595762
Street Address322 SPRING BANK WAY
CityFREDERICK
StateMD
Zip21701-3054
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 15 PLAT 4 1,420 SQ FT SPRING BANK
Legal SubdivisionHOA OPEN SP
Legal Lot Number15
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3018
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSpring Bank
listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 Spring Bank Way, a townhouse, is owned and occupied by an individual who bought it in August 2020.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Mailing Address322 SPRING BANK WAY, FREDERICK, MD 21701-3054
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · FHA Mortgage
DRAPER & KRAMER MTG
Aug 21, 2020Deed, Subdivision Related Transfer · Reverse Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on File
Deed SaleAug 21, 2020 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Document Number0014000481
Deed Book / Page14000 / 481
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address322 SPRING BANK WAY, FREDERICK, MD 21701-3054
Document Number0142830173
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address329 SPRING BANK WAY FREDERICK MD 217013055, FREDERICK, MD 21701-3055

Mortgage

Document Number0142830173
DateNov 19, 2020
Book Page014283/000173
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2050

August 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 21, 2020
Property Address322 SPRING BANK WAY, FREDERICK, MD 21701-3054
Document Number0140000481
Book / Page14000 / 481
Map ReferenceMB 99 PG 168
Instrument DateJul 23, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,596.24
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 SPRING BANK WAY, FREDERICK, MD 21701-3054

Mortgage

Document Number0014000489
DateAug 21, 2020
Instrument14000/489
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,869.00$321,600$366,400 Land $75,000 Building $291,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Spring Bank Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Spring Bank Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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