322 Spook Rock Rd, Suffern, NY 10901 Property Records

Rockland County and Ramapo Town property record for 322 Spook Rock Rd, Suffern, NY 10901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,072 sqft · built 2002
Lot Size	0.6 acres (26,136 sqft)
Owner	Owner Name on Record
Last Sale	$485,000 (Dec 2004)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392689 56.09-1-3.2`

Property Details

APN / Parcel Number

Primary APN	`392689 56.09-1-3.2`
Alternative APNs	`268905600900010030020000` `00490360000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,072 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2002
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Basement
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00490360000
Old Parcel Number	268905600900010030020000
Street Address	322 SPOOK ROCK RD
City	SUFFERN
State	NY
Zip	10901-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	LOT:3.002 BLK:1 SEC:56.09 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	TALLMAN TERRACE REV SEC 02
Legal Block	1
Legal Lot Number	3.002
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2011
Census Tract	11602

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	322 SPOOK ROCK RD, SUFFERN, NY 10901-5313
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2004 · Amount on Record
Deed Sale	Dec 23, 2004 · Amount on Record
Prior Sale	Sep 3, 2003 · Amount on Record
Deed Document Number	2004-00079930
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	322 SPOOK ROCK RD, SUFFERN, NY 10901-5313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032022
Date	Oct 20, 2020
Instrument	2020-00032022

Lender

Name	CLASSIC MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	Suffern Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$65,400 (-) Land $22,000 Building $43,400	$842,783 Land $283,505 Building $559,278
2023	$65,400 Land $22,000 Building $43,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20