Westerly Town property record for 322 Shore Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,238 sqft · built 1971 |
| Lot Size | 0.699 acres (30,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,500 (Jun 1994) |
| Tax Bill | $5,588 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:132 B:86 |
| Primary APN | WEST M:132 B:86 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 5,136 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 30,454 sqft (0.699 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 13042500 |
|---|---|
| Street Address | 322 SHORE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 86 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 50902 |
322 Shore Rd is owned and occupied by two individuals who acquired it in April 2024.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 SHORE RD, WESTERLY, RI 02891-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · ARM AMERICA REVERSE LLC |
| Feb 22, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 1994 · Amount on File |
| Deed Sale | Jun 27, 1994 · Amount on File |
| Deed Book / Page | 523 / 144 |
| Last Transfer Date | Apr 3, 2024 |
| Transfer Doc | 02024-6579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 322 SHORE RD, WESTERLY, RI 02891-3904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022-2042 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 2022/2042 |
| Instrument | 2022-485 |
| Name | AMERICA REVERSE LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 865 Months |
| Due | Feb 1, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.46% |
| Type Change Date | Mar 1, 2022 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 22, 2017 |
| Property Address | 322 SHORE RD, WESTERLY, RI 02891-3904 |
| Document Number | 2017-3028 |
| Book / Page | 002017 / 003028 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 754 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 SHORE RD WESTERLY RI 028913904, WESTERLY, RI 02891-3904 |
| Document Number | 2017-3031 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 002017/003031 |
| Instrument | 755 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Feb 21, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.7% |
The 2025 property tax bill for 322 Shore Rd was $5,588.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,588.00 | $785,900 Land $402,800 Building $383,100 | $835,028 |
| 2023 | $5,612.00 (+0.63%) | $583,400 (-) Land $288,900 Building $294,500 | |
| 2022 | $5,577.00 | $583,400 Land $288,900 Building $294,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Shore Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 Shore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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