322 Shady Ln, Cameron, NC 28326 Property Records

Harnett County property record for 322 Shady Ln, Cameron, NC 28326

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,474 sqft · built 1973
Lot Size	38.3 acres (1,668,348 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2020)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1500037296`

Property Details

APN / Parcel Number

Primary APN	`1500037296`
Alternative APN	`099545 0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,474 sqft Heated Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,668,348 sqft (38.3 acres)
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500037296
Street Address	322 SHADY LN
City	CAMERON
State	NC
Zip	28326-7440
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA20R
Legal Description	38.30 AC TANNER M MOORE AND KATHERINE M MOORE MAP#2023-135
Legal Subdivision	JANELL HOWINGTON
Legal Tract	2
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	71402

Owner

Source: Harnett County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 SHADY LN, CAMERON, NC 28326-7440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	May 17, 1974
Deed Document Number	202012022
Deed Book / Page	3841 / 368
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 20, 2020
Property Address	322 SHADY LN, CAMERON, NC 28326-7440
Document Number	0000012022
Book / Page	3841 / 368
Map Reference	MB 2020 PG 187
Instrument Date	Jun 12, 2020
Instrument	2020012022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5068 LOBELIA RD, 5068, VASS, NC 28394-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SHADY LN, CAMERON, NC 28326-7440

Mortgage

Document Number	0000012023
Date	Jul 20, 2020
Instrument	2020012023

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (+2.49%)	$281,233 (+2.58%)	$281,233 (+2.58%) Land $147,330 Building $133,903
2023	$1,965.00	$274,173	$274,173 Land $140,270 Building $133,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shady Ln

Nearby Streets

All Cameron, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures