322 School St, Orient, IA 50858 Property Records

Adair County property record for 322 School St, Orient, IA 50858

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2022)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-235-010`

Property Details

APN / Parcel Number

Primary APN	`15-21-235-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	322 SCHOOL ST
City	ORIENT
State	IA
Zip	50858-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	158 X 80 FT TRACT IN LOT 3 NE NE 21 74 31 LANDS ADJ
Legal Range	31W
Legal Township	74N
Legal Section	21
Legal Lot Number	3
Jurisdiction	ADAIR IA
Township / Civil Division	ORIENT
Census Block Group	2
Census Block	2202
Census Tract	960200

Owner

322 School St is owned and occupied by an individual who bought it in September 2022.

Source: Adair County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	322 SCHOOL ST, ORIENT, IA 50858-5023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Sep 29, 2022	Warranty Deed, Transfer · Line of Credit UNION STATE BANK
Jul 11, 2018	Deed, Transfer · FHA Mortgage CASTLE & COOK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20221361
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	322 SCHOOL ST, ORIENT, IA 50858-5023
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221333
Date	Sep 19, 2022
Instrument	2022-1333

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 12, 2023

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Sep 29, 2022
Property Address	322 SCHOOL ST, ORIENT, IA 50858-5023
Document Number	0020221361
Instrument Date	Sep 28, 2022
Instrument	2022-1361
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SCHOOL ST, ORIENT, IA 50858-5023

Mortgage

Document Number	0020221362
Date	Sep 29, 2022
Instrument	2022-1362

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2032

Interest

Rate Type	Fixed Rate

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR IA
Recording Date	Jul 11, 2018
Property Address	322 SCHOOL ST, ORIENT, IA 50858-5023
Document Number	0020181283
Instrument Date	Jul 9, 2018
Instrument	2018-1283
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SCHOOL ST, ORIENT, IA 50858-5023

Mortgage

Document Number	0020181284
Date	Jul 11, 2018
Instrument	2018-1284

Lender

Name	CASTLE & COOK MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 322 School St was $1,418, down 2.9% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Orient City
Unified School District	Orient-Macksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (-2.94%)	$96,760 Land $9,900 Building $86,860	$96,760 Land $9,900 Building $86,860
2024	$1,461.00
2023		$88,230 (+54.93%) Land $7,920 Building $80,310	$88,230 Land $7,920 Building $80,310
2022	$1,158.00	$56,950 Land $6,340 Building $50,610
2021			$56,950 Land $6,340 Building $50,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIRWA #1 (GREENFIELD) private · serves 1,712 people · EPA ID IA0140701
Water Source	Purchased surface water from GREENFIELD MUNICIPAL UTILITIES
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fixed Wireless in parts of the area	200 / 20

May also be available: Coon Valley Co-op Telephone Association.

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