322 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 322 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,293 sqft Living Area
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$293,000 (2016)
Tax Bill	$3,893.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027442-0650`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,293 sqft Living Area
Gross Area	3,034 sqft Gross Area
1st Floor	2,293 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,147 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	591 sqft Garage
Patio Area	225 sqft Patio
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	322 SAINT KITTS LOOP
City	SAINT AUGUSTINE
State	FL
Zip	32092-1186
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	75/43-56 WINDWARD RANCH PHASE ONE LOT 65 OR4151/657
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	65
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2023
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-0650

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Deed Doc Number	20169892
Deed Book / Page	4151 / 657
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	322 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1186

Mortgage

Document Number	0053251754
Date	Jul 23, 2021
Book Page	5325/1754
Instrument	2021082032

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,207 (+2.7%)	$379,616 (-6.72%) Land $100,000 Building $279,616
2025	$3,893.00 (+12.78%) Homeowner's exemption	$303,025 (+2.9%)	$406,944 (-3.73%) Land $100,000 Building $306,944
2024	$3,452.00 (+2.04%) Homeowner's exemption	$294,485 (+3%)	$422,714 (+11.94%) Land $100,000 Building $322,714
2023	$3,383.00 (+2.98%) Homeowner's exemption	$285,908 (+3%)	$377,636 (+4%) Land $90,720 Building $286,916
2022	$3,285.00 Homeowner's exemption	$277,581	$363,125 Land $84,000 Building $279,125

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.