322 Saddle Rd, Boone, NC 28607 Property Records

Watauga County property record for 322 Saddle Rd, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,227 sqft · built 2008
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Apr 2018)
Tax Bill$3,166 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN1992-50-9227-000

Property Details

APN / Parcel Number

Primary APN1992-50-9227-000
Alternative APN
  • 1777042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,227 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area29,185 sqft (0.67 acres)
Garage Area640 sqft
PorchPorch
Porch Area660 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1777042
Street Address322 SADDLE RD
CityBOONE
StateNC
Zip28607-5570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11A RICH MTN RANCHES
Legal SubdivisionRICH MTN RANCHES
Legal Lot Number11A
JurisdictionWATAUGA NC
Township / Civil DivisionBRUSHY FORK
Census Block Group4
Census Block4017
Census Tract920400

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7466 SHERRILLS FORD RD, SHERRILLS FORD, NC 28673-7860
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEXERA HOLDING LLC
Apr 9, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2018 · Amount on Record
Deed SaleApr 9, 2018 · Amount on Record
Deed Document Number2018667645
Deed Book / Page1967 / 601
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address322 SADDLE RD, BOONE, NC 28607-5570
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7466 SHERRILLS FORD RD, SHERRILLS FORD, NC 28673-7860

Mortgage

Document Number0024630483
DateDec 4, 2025
Book Page2463/483
Instrument755840
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWATAUGA NC
Recording DateApr 9, 2018
Property Address322 SADDLE RD, BOONE, NC 28607-5570
Document Number0019670601
Book / Page001967 / 000601
Instrument DateApr 3, 2018
Instrument667645
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7466 SHERRILLS FORD RD SHERRILLS FORD NC 286737860, SHERRILLS FORD, NC 28673-7860

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$807,300 (-) Land $51,500 Building $755,800
2025$3,166.00$807,300 (-) Land $51,500 Building $755,800
2024$807,300 Land $51,500 Building $755,800
2023$807,300 Land $51,500 Building $755,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Rd

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