322 S Willow Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 322 S Willow Ave, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	780 sqft · built 1957
Lot Size	0.359 acres (15,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2021)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Mortgage
APN	`11-00613-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`11-00613-0000-00002`

Interior

Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,625 sqft (0.359 acres)
Lot Dimensions	125 ft deep x 125 ft wide

Location & Zoning

Street Address	322 S WILLOW AVE
City	GALLOWAY
State	NJ
Zip	08205-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	PINEHURST SEC A
Legal Block	613
Legal Lot Number	2
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	3
Census Block	3016
Census Tract	10403

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 S WILLOW AVE, GALLOWAY, NJ 08205-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	202155476
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Sep 16, 2021
Property Address	322 S WILLOW AVE, GALLOWAY, NJ 08205-4622
Document Number	2021055476
Instrument Date	Jul 27, 2021
Instrument	2021055476
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 PARK AVE, 50, BAYVILLE, NJ 08721-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 S WILLOW AVE, GALLOWAY, NJ 08205-4622

Mortgage

Document Number	2021055477
Date	Sep 16, 2021
Instrument	2021055477

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Aug 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	322 S WILLOW AVE, GALLOWAY, NJ 08205-4622
Document Number	0000030864
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	SURETY TITLE AGENCY COASTAL RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 S WILLOW AVE GALLOWAY NJ 082054622, GALLOWAY, NJ 08205-4622

Mortgage

Document Number	0000030864
Date	Jun 12, 2020
Instrument	30864

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $47,900 Building $97,100	$145,000 (-) Land $47,900 Building $97,100
2025	$4,916.00 (+1.57%)	$145,000 (+52.15%) Land $47,900 Building $97,100	$145,000 (+52.15%) Land $47,900 Building $97,100
2024	$4,840.00 (+58.17%)
2023		$95,300 Land $47,900 Building $47,400	$95,300 Land $47,900 Building $47,400
2022	$3,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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