Frederick County property record for 322 S Seton Ave, Emmitsburg, MD 21727
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,670 sqft · built 2022 |
| Lot Size | 0.344 acres (14,997 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,209 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-597193 |
| Primary APN | 05-597193 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,997 sqft (0.344 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 597193 |
|---|---|
| Street Address | 322 S SETON AVE |
| City | EMMITSBURG |
| State | MD |
| Zip | 21727-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW LOT 25 14,997 SQ FT ANNAN HORNER & COMPANY D |
| Legal Lot Number | 25 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 5, EMMITSBURG |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 766800 |
322 S Seton Ave is held in a trust since September 2023.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16606 ANNANDALE RD, EMMITSBURG, MD 21727-8910 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Intrafamily Transfer, Transfer |
| Jul 2, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2023 |
| Transfer Doc | 0166570274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 3, 2023 |
| Property Address | 322 S SETON AVE, EMMITSBURG, MD 21727-9227 |
| Document Number | 0166570274 |
| Book / Page | 16657 / 274 |
| Map Reference | MB 100 PG 155 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16606 ANNANDALE RD, EMMITSBURG, MD 21727-8910 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 2, 2019 |
| Property Address | 322 S SETON AVE, EMMITSBURG, MD 21727-9227 |
| Document Number | 0130670007 |
| Book / Page | 013067 / 000007 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16606 ANNANDALE RD EMMITSBURG MD 217278910, EMMITSBURG, MD 21727-8910 |
The 2025 property tax bill for 322 S Seton Ave was $5,209, up 10.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Emmitsburg Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,900 (+8.37%) Land $53,900 Building $300,000 | $353,900 (-) Land $53,900 Building $300,000 | |
| 2025 | $5,209.00 (+10.2%) | $326,567 | $353,900 Land $53,900 Building $300,000 |
| 2024 | $4,727.00 (+12.12%) | ||
| 2023 | $4,216.00 | $271,900 Land $43,700 Building $228,200 | $271,900 Land $43,700 Building $228,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 S Seton Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1979–2018) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 S Seton Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMMITSBURG serves 2,921 people · EPA ID MD0100010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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