322 S Rising Rd, Champaign, IL 61822 Property Records

Champaign County property record for 322 S Rising Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.396 acres (17,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Nov 2022)
Tax Bill	$1,690 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2022 Sale
Flood Zone	Zone A (high risk)
APN	`03-20-08-351-017`

Property Details

APN / Parcel Number

Primary APN	`03-20-08-351-017`

Exterior

Lot Area	17,263 sqft (0.396 acres)

Location & Zoning

Street Address	322 S RISING RD
City	CHAMPAIGN
State	IL
Zip	61822-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 9 ABRAMS, HOMER M SUB
Legal Range	08E
Legal Township	19N
Legal Section	08
Legal Subdivision	ABRAMS, HOMER M SUB
Legal Lot Number	9
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	3
Census Block	3043
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 S RISING RD, CHAMPAIGN, IL 61822-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST
Nov 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Apr 16, 2009
Deed Document Number	202220673
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000009191
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	322 S RISING RD, CHAMPAIGN, IL 61822-9703
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002043
Date	Feb 21, 2023
Instrument	2023R02043

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2038

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly
Max Rate	18%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 22, 2022
Property Address	322 S RISING RD, CHAMPAIGN, IL 61822-9703
Document Number	0000020673
Map Reference	DOC 786712
Instrument Date	Nov 8, 2022
Instrument	2022R20673
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 S RISING RD, CHAMPAIGN, IL 61822-9703

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Mahomet-Seymour Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,060 (+30.76%) Land $6,860 Building $34,200	$123,180 (+30.76%) Land $20,580 Building $102,600
2024	$1,690.00 (-20.02%)
2022	$2,113.00	$31,400 Land $5,240 Building $26,160	$94,200 Land $15,720 Building $78,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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