Tompkins County and Ithaca City property record for 322 S Geneva St, Ithaca, NY 14850
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,573 sqft · built 1890 |
| Lot Size | 0.114 acres (5,005 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jul 2005) |
| Tax Bill | $8,827 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 500700 80.-8-7 |
| Primary APN | 500700 80.-8-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,573 sqft Total Area |
| 1st Floor Area | 1,379 sqft |
| 2nd Floor Area | 1,194 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,005 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 333 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 S GENEVA ST |
|---|---|
| City | ITHACA |
| State | NY |
| Zip | 14850-5418 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3A |
| Legal Block | 8 |
| Legal Lot Number | 7.000 |
| Jurisdiction | TOMPKINS NY |
| Township / Civil Division | ITHACA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1000 |
Source: Tompkins County and Ithaca City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 S GENEVA ST, ITHACA, NY 14850-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit BEGINNINGS CU |
| Dec 23, 2021 | Deed of Trust, Mortgage · ARM CFCU COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2005 · Amount on Record |
| Deed Sale | Jul 27, 2005 · Amount on Record |
| Prior Sale | Jul 1, 1997 · Amount on Record |
| Deed Book / Page | 47646 / 7001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 322 S GENEVA ST, ITHACA, NY 14850-5418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000445 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-00445 |
| Name | BEGINNINGS CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOMPKINS NY |
| Property Address | 322 S GENEVA ST, ITHACA, NY 14850-5418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005303 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-15303 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2037 |
| Index | 1-Year CMT |
Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tompkins County |
| Municipality | Ithaca City |
| Unified School District | Ithaca City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,827.00 (-40.14%) Homeowner's exemption | ||
| 2025 | $14,747.00 | $455,000 (+3.41%) Land $39,700 Building $415,300 | $455,000 (+3.41%) Land $39,700 Building $415,300 |
| 2023 | Homeowner's exemption | $440,000 Land $39,700 Building $400,300 | $440,000 Land $39,700 Building $400,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ITHACA CITY serves 29,457 people · EPA ID NY5404416 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorine dioxide resolved · Feb 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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