322 S Coast Hwy, Oceanside, CA 92054 Property Records

San Diego County property record for 322 S Coast Hwy, Oceanside, CA 92054

Property Summary

Property Type	Mixed Use Store/Office
Details	5,255 sqft · built 1999
Lot Size	0.231 acres (10,079 sqft)
Owner	2 Company Names on Record
Last Sale	$502,000 (Sep 2001)
Tax Bill	$10,890 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-054-19-00`

Property Details

APN / Parcel Number

Primary APN	`150-054-19-00`
Alternative APN	`1500540500`

Interior

Building Area	5,255 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,079 sqft (0.231 acres)

Location & Zoning

Old Parcel Number	1500540500
Street Address	322 S COAST HWY
City	OCEANSIDE
State	CA
Zip	92054-3111
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C2
Legal Description	BLK 14 LOTS 11&12 TR 000219
Legal Subdivision	BRYANS ADD
Legal Tract	000219
Legal Block	14
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3003
Census Tract	18202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ENTERPRISE BANK & TRUST
Jul 30, 2024	Deed of Trust, Mortgage KATHRYN DEMONTE
Oct 17, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage ENTERPRISE BANK & TRUST
Jan 25, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2001 · Amount on Record
Deed Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	2001662639
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000036634
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111

Mortgage

Document Number	0000064502
Date	Mar 9, 2026
Instrument	2026-0064502

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank
Address	ENCINITAS, CA 92024

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 S COAST HWY, CAMP PENDLETON, CA 92054-3111

Mortgage

Document Number	0000199890
Date	Jul 30, 2024
Instrument	2024-0199890

Lender

Name	KATHRYN DEMONTE
Type	Private Party
Address	4 GREENVIEW DR, CARLSBAD, CA 92009

Agreement

Amount	Amount Recorded

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111
Document Number	0000291318
Map Reference	MAP 219
Instrument Date	Oct 14, 2025
Instrument	2025-0291318
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111

Mortgage

Document Number	0000291319
Date	Oct 17, 2025
Instrument	2025-0291319

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2022
Property Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111
Document Number	0000036634
Map Reference	MAP 219
Instrument Date	Jan 19, 2022
Instrument	2022-0036634
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	322 S COAST HWY, OCEANSIDE, CA 92054-3111

Mortgage

Document Number	0000036635
Date	Jan 25, 2022
Instrument	2022-0036635

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$756,416 (+2%) Land $301,360 Building $455,056
2025	$10,890.00 (+36.47%) Homeowner's exemption	$741,585 (+4.04%) Land $295,451 Building $446,134
2023	$7,980.00 (+0.53%) Homeowner's exemption	$712,790 Land $283,979 Building $428,811
2022	$7,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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