Orange County property record for 322 S Boyd St, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,490 sqft · built 1996 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,000 (Feb 2020) |
| Tax Bill | $3,843 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-22-27-8102-00-070 |
| Primary APN | 23-22-27-8102-00-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Patio Area | 2 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 322 S BOYD ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G T SMITH SUB NO 3 L/29 LOT 7 (LESS N 6 FT) & LOT 10 (LESS S 37 FT) |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | SMITH G T SUB NO 3 |
| Legal Tract | 8102 |
| Legal Lot Number | 7,10 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 17302 |
Source: Orange County records · APN 23-22-27-8102-00-070
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 S BOYD ST, WINTER GARDEN, FL 34787-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Aug 14, 2018 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 2020129705 |
| Prior Transfer Date | Nov 16, 2015 |
| Prior Transfer Doc | 0000598735 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 28, 2020 |
| Property Address | 322 S BOYD ST, WINTER GARDEN, FL 34787-3505 |
| Document Number | 0000129705 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 129705 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 S BOYD ST WINTER GARDEN FL 347873505, WINTER GARDEN, FL 34787-3505 |
| Document Number | 129706 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 129706 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 14, 2018 |
| Property Address | 322 S BOYD ST, WINTER GARDEN, FL 34787-3505 |
| Document Number | 0000481238 |
| Map Reference | MB L PG 29 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 20180481238 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | SOUTHERN TITLE HOLDING COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 E MARKS ST, 640, ORLANDO, FL 32803-3924 |
| Name | Verified Name |
|---|---|
| Address | 322 S BOYD ST, WINTER GARDEN, FL 34787-3505 |
| Document Number | 0000481239 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 20180481239 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,858 (+2.7%) | $525,400 (-0.72%) Land $281,250 Building $244,150 | |
| 2025 | $3,843.00 (+5.35%) Homeowner's exemption | $276,395 (+5.99%) | $529,190 (-4.84%) Land $281,250 Building $247,940 |
| 2024 | $3,648.00 (+3.81%) | ||
| 2023 | $3,514.00 (+3.17%) Homeowner's exemption | $260,782 (+3%) | $556,117 (+68.41%) Land $337,500 Building $218,617 |
| 2022 | $3,406.00 Homeowner's exemption | $253,186 | $330,219 Land $146,250 Building $183,969 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950173021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, AT&T, Verizon, Metronet Holdings, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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