Kane County property record for 322 S 4th St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,401 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Aug 2021) |
| Tax Bill | $29,428 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-458-009 |
| Primary APN | 12-03-458-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,401 sqft Living Area |
| Gross Area | 4,778 sqft |
| Basement Area | 1,377 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 322 S 4TH ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE ELY 121 FT OF LOT 5 & THE NLY 1/2 OF THE ELY 121 FT OF LOT 8 OF NELSONS SUB |
| Legal Subdivision | NELSONS SUB |
| Legal Block | 2 |
| Legal Lot Number | 5,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Dec 8, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 8, 2022 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 12, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2014 · Amount on Record |
| Deed Document Number | 202161588 |
| Last Transfer Date | Nov 30, 2022 |
| Transfer Doc | 0000057943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | WHEATLAND TITLE, WHEATLAND TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Document Number | 0000006046 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026K006046 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 8, 2022 |
| Property Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Document Number | 0000057943 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022K057943 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 8, 2022 |
| Property Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Document Number | 0000057944 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022K057944 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 12, 2021 |
| Property Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
| Document Number | 0000061588 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021K061588 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18801 N 90TH WAY, 18801, SCOTTSDALE, AZ 85255-5357 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 S 4TH ST, GENEVA, IL 60134-2607 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,428.00 (+18%) Homeowner's exemption | $415,455 (+8.5%) Land $52,977 Building $362,478 | $1,246,864 (+8.5%) Land $158,995 Building $1,087,869 |
| 2024 | $382,908 (+25.66%) Land $48,827 Building $334,081 | $1,149,184 (+25.71%) Land $146,540 Building $1,002,644 | |
| 2022 | $24,940.00 (+2.9%) Homeowner's exemption | $304,707 (+3.86%) Land $41,245 Building $263,462 | $914,121 (+3.86%) Land $123,735 Building $790,386 |
| 2021 | $24,237.00 Homeowner's exemption | $293,382 Land $39,712 Building $253,670 | $880,146 Land $119,136 Building $761,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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