322 S 3rd St, Elburn, IL 60119 Property Records

Kane County property record for 322 S 3rd St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1952
Lot Size	0.239 acres (10,394 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Jan 2004)
Tax Bill	$9,076 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-162-005`

Property Details

APN / Parcel Number

Primary APN	`11-05-162-005`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Lot Area	10,394 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	322 S 3RD ST
City	ELBURN
State	IL
Zip	60119-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VILLAGE/ELBURN
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	322 S 3RD ST, ELBURN, IL 60119-9028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HLP MORTGAGE LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2004 · Amount on Record
Deed Sale	Jan 9, 2004 · Amount on Record
Deed Document Number	20045710
Last Transfer Date	Nov 9, 2018
Transfer Doc	0000054853
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	322 S 3RD ST, ELBURN, IL 60119-9028
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	N TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022236
Date	Mar 22, 2021
Instrument	2021K022236

Lender

Name	HLP MORTGAGE LLC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	322 S 3RD ST, ELBURN, IL 60119-9028
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032343
Date	Jul 24, 2019
Instrument	2019K032343

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Interest

Rate	3.75%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 9, 2018
Property Address	322 S 3RD ST, ELBURN, IL 60119-9028
Document Number	0000054853
Instrument Date	Nov 9, 2018
Instrument	54853
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 S 3RD ST ELBURN IL 601199028, ELBURN, IL 60119-9028

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,076.00 (+26.42%) Homeowner's exemption	$122,178 (+8.89%) Land $11,676 Building $110,502	$366,681 (+8.89%) Land $35,042 Building $331,639
2024		$112,203 (+35.69%) Land $10,723 Building $101,480	$336,744 (+35.74%) Land $32,182 Building $304,562
2022	$7,179.00 (+3.44%) Homeowner's exemption	$82,691 (+4.48%) Land $8,882 Building $73,809	$248,073 (+4.48%) Land $26,646 Building $221,427
2021	$6,940.00 Homeowner's exemption	$79,145 Land $8,501 Building $70,644	$237,435 Land $25,503 Building $211,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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