322 S 3rd St, Ceresco, NE 68017 Property Records

Saunders County property record for 322 S 3rd St, Ceresco, NE 68017 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 960 sqft · built 1962
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2021)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005197000`

Property Details

APN / Parcel Number

Primary APN	`005197000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Built-in
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	322 S 3RD ST
City	CERESCO
State	NE
Zip	68017-4086
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BALANCE SOUTH 1/2 EAST 250' TRACT 13C OUTLOTS 150 X 250 CERESCO; MAP NUMBER: 2983-32-1-03040-000-7000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-OUTLOTS
Legal Lot Number	150
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4172
Census Tract	968200

Owner

Source: Saunders County records · APN 005197000

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 515, CERESCO, NE 68017-0515
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	20218480
Deed Book / Page	566 / 324
Prior Transfer Date	Jun 30, 2011
Prior Transfer Doc	0004070241
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 25, 2021
Property Address	322 S 3RD ST, CERESCO, NE 68017-4086
Document Number	0005660324
Book / Page	566 / 324
Instrument Date	Jun 21, 2021
Instrument	2021-08-480
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0005660325
Date	Aug 25, 2021
Book Page	566/325
Instrument	2021-08-481

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,180.00 (-1.4%)	$153,263 (+22.94%) Land $34,673 Building $118,590	$153,263 (+22.94%) Land $34,673 Building $118,590
2023	$2,211.00	$124,668 Land $22,575 Building $102,093	$124,668 Land $22,575 Building $102,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saunders County (31155C), updated January 3, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311559682004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.