322 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 322 Rycola Cir, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$271,500 (Feb 2020)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-10-04-0087`

Property Details

APN / Parcel Number

Primary APN	`459-10-04-0087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Pool Area	308 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	322 RYCOLA CIR
City	SURFSIDE BEACH
State	SC
Zip	29575-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SOUTH COURSE PH 1A; LOT 18
Legal Subdivision	OLD SOUTH COURSE PH 1A
Legal Lot Number	18
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51404

Owner

Source: Horry County records · APN 459-10-04-0087

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Deed Document Number	0042841970
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	322 RYCOLA CIR, SURFSIDE BEACH, SC 29575-5121
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RYCOLA CIR, MYRTLE BEACH, SC 29575-5121
Investor	Possibly a Property Investor

Mortgage

Document Number	63390000001356
Date	Feb 12, 2021
Book Page	0000006339/0000001356

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00
2024	$1,367.00 (+7.13%)	$26,311 (+117.45%) Land $7,780 Building $18,531	$438,509 (+44.99%) Land $129,662 Building $308,847
2023	$1,276.00 (+3.4%)	$12,100 (-33.32%) Land $1,980 Building $10,120	$302,450 (-) Land $49,450 Building $253,000
2021	$1,234.00	$18,147 Land $2,967 Building $15,180	$302,450 Land $49,450 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 89 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	82 (1983–2019)
Claims Outside the SFHA	78 of 82
Most Recent Claim	Sep 2019, other causes, Hurricane Dorian
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.