Cecil County property record for 322 Ryan Dr, Rising Sun, MD 21911
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1987 |
| Lot Size | 0.349 acres (15,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Feb 2025) |
| Tax Bill | $4,517 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-036937 |
| Primary APN | 06-036937 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,200 sqft (0.349 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 320 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 036937 |
|---|---|
| Street Address | 322 RYAN DR |
| City | RISING SUN |
| State | MD |
| Zip | 21911-1844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 40 - .3489 ACRE 322 RYAN DRIVE SUNRISE ESTATES |
| Legal Subdivision | RYAN DRIVE SUNRISE ESTATES |
| Legal Lot Number | 40 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 6, RISING SUN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 31302 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 322 RYAN DR, RISING SUN, MD 21911-1844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUN EAST FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 19, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN EAST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Book / Page | 5577 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 322 RYAN DR, RISING SUN, MD 21911-1844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051400239 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 5140/239 |
| Name | SUN EAST FCU |
|---|---|
| Type | Credit Union |
| Address | ASTON, PA 19014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 322 RYAN DR, RISING SUN, MD 21911-1844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049870262 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 4987/262 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 19, 2022 |
| Property Address | 322 RYAN DR, RISING SUN, MD 21911-1844 |
| Document Number | 0052180199 |
| Book / Page | 5218 / 199 |
| Map Reference | LB 12 FO 7 |
| Instrument Date | Aug 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | EQUITABLE TITLE/FL, EQUITABLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 RYAN DR, 322, RISING SUN, MD 21911-1844 |
| Name | Verified Name |
|---|
| Document Number | 0005218206 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 5218-206 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 322 RYAN DR, RISING SUN, MD 21911-1844 |
| Document Number | 0046670354 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 322 RYAN DR RISING SUN MD 219111844, RISING SUN, MD 21911-1844 |
| Document Number | 0046670354 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 004667/000354 |
| Name | SUN EAST FCU |
|---|---|
| Type | Credit Union |
| Address | UPPER CHICHESTER, PA 19014-0231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2035 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Rising Sun Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,517.00 (+3.32%) Homeowner's exemption | $276,867 (+31.05%) | $317,400 (+23.69%) Land $103,500 Building $213,900 |
| 2025 | $4,372.00 (+46.27%) Homeowner's exemption | ||
| 2023 | $2,989.00 | $211,267 | $256,600 Land $63,200 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RISING SUN serves 2,200 people · EPA ID MD0070021 |
|---|---|
| Water Source | Purchased surface water from CHESTER WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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