322 River Rock Dr, Madison, AL 35756 Property Records

Madison County property record for 322 River Rock Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,812 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$228,075 (Sep 2019)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05-16-0-000-003.179`

Property Details

APN / Parcel Number

Primary APN	`25-05-16-0-000-003.179`
Alternative APN	`498654`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,812 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	498654
Street Address	322 RIVER ROCK DR
City	MADISON
State	AL
Zip	35756-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 RIVERS LANDING PH 3 PB# 2018-55870
Legal Range	02W
Legal Township	05S
Legal Section	16
Legal Subdivision	RIVERS LANDING PH 3
Legal Lot Number	134
Jurisdiction	MADISON AL
Township / Civil Division	TRIANA
Census Block Group	2
Census Block	2004
Census Tract	11203

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	322 RIVER ROCK DR, MADISON, AL 35756-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	0201962391
Deed Book / Page	2019 / 62391
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Sep 24, 2019
Property Address	322 RIVER ROCK DR, MADISON, AL 35756-6900
Document Number	0000062391
Instrument Date	Sep 24, 2019
Instrument	62391
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 RIVER ROCK DR MADISON AL 357566900, MADISON, AL 35756-6900

Mortgage

Document Number	62392
Date	Sep 24, 2019
Instrument	62392

Lender

Name	BRYANT BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Triana City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,988.00 (+3.49%) Homeowner's exemption	$33,120 (+3.44%) Land $6,000 Building $27,120	$331,200 (+3.47%) Land $60,000 Building $271,200
2024	$1,921.00 (+18.8%) Homeowner's exemption	$32,020 (+18.24%) Land $6,000 Building $26,020	$320,100 (+18.25%) Land $60,000 Building $260,100
2023	$1,617.00 (+17.43%) Homeowner's exemption	$27,080 (+16.82%) Land $6,000 Building $21,080	$270,700 (+16.83%) Land $60,000 Building $210,700
2022	$1,377.00 Homeowner's exemption	$23,180 Land $5,500 Building $17,680	$231,700 Land $55,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIANA WATER WORKS serves 7,038 people · EPA ID AL0000905
Water Source	Purchased surface water from HUNTSVILLE UTILITIES WATER DEPT.
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber.

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