322 River Rd, Valley, AL 36854 Property Records

Chambers County property record for 322 River Rd, Valley, AL 36854 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,046 sqft · built 1950
Lot Size	0.264 acres (11,520 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Dec 2024)
Tax Bill	$399 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-04-19-3-003-040.000`

Property Details

APN / Parcel Number

Primary APN	`12-18-04-19-3-003-040.000`
Alternative APNs	`1804193003040000` `430565` `496100`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
Gross Area	840 sqft
1st Floor Area	1,046 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,520 sqft (0.264 acres)
Lot Dimensions	96 ft deep x 120 ft wide
Garage Type	Mixed
Porch	Slab
Utility Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	496100
Street Address	322 RIVER RD
City	VALLEY
State	AL
Zip	36854-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2, 3, 4 BLOCK EO. G. SKINNER PROPERTYM.B. 1 PG. 42IN SW1/4 OF SW1/4.S19 T21N R29ECITY OF VALLEY
Legal Range	29
Legal Township	21
Legal Section	19
Legal Subdivision	O G SKINNER
Legal Block	E
Legal Lot Number	1,2,3,4
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3023
Census Tract	954700

Owner

Source: Chambers County records · APN 12-18-04-19-3-003-040.000

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 RIVER RD, VALLEY, AL 36854-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Aug 04, 2023	Deed, Transfer
Mar 31, 2022	Public Action, Foreclosure
Jul 13, 2015	Warranty Deed, Subdivision Related Transfer
Jul 08, 2014	Special Warranty Deed, Transfer SERVICELINK
Feb 25, 2013	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Aug 04, 2023 · Amount on Record
Deed Document Number	20246002
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Dec 30, 2024
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	02024/6002
Book / Page	2024 / 6002
Map Reference	MB 1 PG 42
Instrument Date	Dec 13, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 N 3RD ST, LANETT, AL 36863-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIVER RD, VALLEY, AL 36854-4937

Mortgage

Document Number	0020246003
Date	Dec 30, 2024
Instrument	2024/6003

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 04, 2023
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	02023/3471
Book / Page	2023 / 3471
Map Reference	MB 1 PG 42
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5405 21ST AVE, VALLEY, AL 36854-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIVER RD, VALLEY, AL 36854-4937

March 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHAMBERS AL
Recording Date	Mar 31, 2022
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	02022/1739
Book / Page	2022 / 1739
Map Reference	MB 1 PG 42
Instrument Date	Nov 08, 2021
Transaction Type	Foreclosure
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 21ST AVE, VALLEY, AL 36854-3718

July 2015: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 13, 2015
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	0020152429
Map Reference	DOC2104-2153
Instrument Date	Jul 08, 2015
Instrument	2015-2429
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$40.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 WESTCHESTER AVE # AVES206, AVES206, WHITE PLAINS, NY 10604-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 COUNTY ROAD 87, LANETT, AL 36863-3400

July 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 08, 2014
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	0020142153
Map Reference	MB1 PG42
Instrument Date	Jun 25, 2014
Instrument	2014-2153
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 WESTCHESTER AVE STE 206, 206, WEST HARRISON, NY 10604-2946
Investor	Possibly a Property Investor

February 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHAMBERS AL
Recording Date	Feb 25, 2013
Property Address	322 RIVER RD, VALLEY, AL 36854-4937
Document Number	0002013719
Map Reference	MB1 PG42
Instrument Date	Feb 20, 2013
Instrument	2013-719
Transaction Type	Foreclosure
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 S BEKING RD, COPPELL, TX 75019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13456 NOEL RD, DALLAS, TX 75240-5004
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (+6.68%)	$11,868 (+34.86%) Land $940 Building $10,928	$59,340 (+35.11%) Land $4,700 Building $54,640
2024	$374.00 (-8.78%) Additional exemption filed	$8,800 (-8.9%) Land $1,040 Building $7,760	$43,920 (-8.94%) Land $5,170 Building $38,750
2023	$410.00 (-8.28%)	$9,660 (-8.17%) Land $1,040 Building $8,620	$48,230 (-8.2%) Land $5,170 Building $43,060
2022	$447.00	$10,520 Land $1,040 Building $9,480	$52,540 Land $5,170 Building $47,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of Alabama
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

322 River Rd, Valley, AL 36854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Public Action, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2015: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2014: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2013: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on River Rd

Nearby Streets

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