322 Ridgeway St, Gloucester City, NJ 08030 Property Records

Camden County and Gloucester City property record for 322 Ridgeway St, Gloucester City, NJ 08030

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1900
Lot Size	0.032 acres (1,398 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jan 2020)
Tax Bill	$3,599 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Nov 2018 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`14-00064-0000-00014-03`

Property Details

APN / Parcel Number

Primary APN	`14-00064-0000-00014-03`
Alternative APNs	`14000640000000140003` `00102100`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,398 sqft (0.032 acres)
Lot Dimensions	100 ft deep x 14 ft wide

Location & Zoning

Account Number	00102100
Street Address	322 RIDGEWAY ST
City	GLOUCESTER CITY
State	NJ
Zip	08030-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	64
Legal Lot Number	14.3
Jurisdiction	CAMDEN NJ
Township / Civil Division	GLOUCESTER CITY
Census Block Group	1
Census Block	1017
Census Tract	611000

Owner

322 Ridgeway St is owned and occupied by an individual who bought it in January 2020.

Source: Camden County and Gloucester City records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CONSTRUCTIVE LNS LLC
Oct 17, 2018	Grant Deed, Transfer YOUR HOMETOWN TITLE
Dec 7, 2017	Grant Deed, Transfer SURETY TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20204298
Deed Book / Page	11301 / 1922
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jan 14, 2020
Property Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931
Document Number	0000004298
Book / Page	11301 / 1922
Instrument Date	Dec 20, 2019
Instrument	2020004298
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	YOUR HOMETOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 ROUTE 73 S # N104, 515, MARLTON, NJ 08053-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931

Mortgage

Document Number	0000004299
Date	Jan 14, 2020
Instrument	2020004299

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	Nov 30, 2018
Property Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931
Book / Page	011025 / 000564
Instrument Date	Nov 19, 2018
Instrument	86791
Transaction Type	Construction Loan
Record Updated	Dec 13, 2018
Title Company	YOUR HOMETOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 ROUTE 73 N #104 MARLTON NJ 080533422, 104, MARLTON, NJ 08053-3422

Mortgage

Document Number	0000086791
Date	Nov 30, 2018
Book Page	011025/000564
Instrument	86791

Lender

Name	CONSTRUCTIVE LNS LLC
Address	OAKBROOK TERRACE, IL 60181

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 29, 2019

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 17, 2018
Property Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931
Document Number	0000074637
Book / Page	010991 / 000109
Instrument Date	Aug 28, 2018
Instrument	74637
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	YOUR HOMETOWN TITLE

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	525 ROUTE 73 N #104 MARLTON NJ 080533422, 104, MARLTON, NJ 08053-3422

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Dec 7, 2017
Property Address	322 RIDGEWAY ST, GLOUCESTER CITY, NJ 08030-1931
Document Number	0000091304
Book / Page	010778 / 000696
Instrument Date	Oct 25, 2017
Instrument	91304
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	SURETY TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$19.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 S 2ND ST PHILADELPHIA PA 191476103, PHILADELPHIA, PA 19147-6103

Tax Assessment & Valuation

The 2025 property tax bill for 322 Ridgeway St was $3,599, up 5.6% from the year before.

Source: Camden County and Gloucester City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Gloucester City
Unified School District	Gloucester City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,000 (+36.76%) Land $12,600 Building $80,400	$93,000 (-) Land $12,600 Building $80,400
2025	$3,599.00 (+5.6%)	$68,000	$93,000 Land $12,600 Building $80,400
2024	$3,408.00
2023		$68,000	$93,000 Land $12,600 Building $80,400
2022	$3,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Ridgeway St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1994–2019)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER CITY W DEPT serves 12,460 people · EPA ID NJ0414001
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 996 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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