Middlesex County and Arlington Town property record for 322 Ridge St, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,892 sqft · built 2005 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,050,000 (Mar 2024) |
| Tax Bill | $19,385 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67064 |
| Primary APN | 67064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,892 sqft Living Area |
| Gross Area | 7,146 sqft |
| Basement Area | 1,492 sqft |
| Unfinished Basement | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 67064 |
|---|---|
| Street Address | 322 RIDGE ST |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PLAN 16414P |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 356400 |
322 Ridge St is owned and occupied by an individual who bought it in March 2024.
Source: Middlesex County and Arlington Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 28, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Prior Sale | Jul 16, 2001 · Amount on File |
| Deed Book / Page | 82610 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001883750 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 1883750 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077883-85 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 77883/85 |
| Instrument | 121228 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080135-434 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 80135/434 |
| Instrument | 73650 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Mar 28, 2024 |
| Property Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Document Number | 082610-407 |
| Book / Page | 82610 / 407 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 30656 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 RIDGE ST, ARLINGTON, MA 02474-1703 |
| Document Number | 0000030657 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 30657 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Apr 1, 2031 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Number | 082610-430 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 82610/430 |
| Instrument | 30658 |
| Name | MASSACHUSETTS INSTITUTE OF TECHNOLOGY |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 322 Ridge St was $19,385, up 5.3% from the year before.
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,385.00 (+5.28%) | $1,816,800 (+6.27%) Land $643,000 Building $1,173,800 | $1,915,083 (+2.3%) |
| 2025 | $18,412.00 (+7.73%) | $1,709,600 (+5.93%) Land $588,200 Building $1,121,400 | $1,871,975 (+0.22%) |
| 2024 | $17,091.00 (+5.73%) | $1,613,900 (+11.92%) Land $588,200 Building $1,025,700 | $1,867,890 |
| 2023 | $16,165.00 | $1,442,000 Land $506,200 Building $935,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 322 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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