322 Red Ripple Rd, Houston, TX 77091 Property Records

Harris County property record for 322 Red Ripple Rd, Houston, TX 77091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,138 sqft · built 1956
Lot Size0.149 acres (6,510 sqft)
Owner2 Individual Names on File
Last Sale$84,900 (May 2001)
Tax Bill$2,257 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2017 Sale
Flood ZoneZone AE (high risk)
APN085-078-000-0035

Property Details

APN / Parcel Number

Primary APN085-078-000-0035

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,138 sqft Living Area
1st Floor Area1,138 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,510 sqft (0.149 acres)
View / LotNeighborhood
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area72 sqft
Shed1 Shed
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0850780000035
Street Address322 RED RIPPLE RD
CityHOUSTON
StateTX
Zip77091-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 35 BLK 3 WILDROSE GARDENS SEC 3 R/P
Legal SubdivisionWILDROSE GARDENS SEC 3 R/P
Legal Block3
Legal Lot Number35
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3014
Census Tract530702

Owner

322 Red Ripple Rd is owned and occupied by two individuals who acquired it in October 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address322 RED RIPPLE RD, HOUSTON, TX 77091-4315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
SMART FINANCIAL CU
Nov 8, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2001 · Amount on File
Deed SaleMay 10, 2001 · Amount on File
Prior SaleJan 31, 2001 · Amount on File
Deed Document Number200143341
Deed Book / Page53991 / 483
Last Transfer DateOct 23, 2017
Transfer Doc0000491488
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address322 RED RIPPLE RD, HOUSTON, TX 77091-4315
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231937
DateJun 2, 2020
Instrument2020-231937
Lender
NameSMART FINANCIAL CU
TypeCredit Union
AddressHOUSTON, TX 77072
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateNov 8, 2017
Property Address322 RED RIPPLE RD, HOUSTON, TX 77091-4315
Document Number0000491488
Instrument DateOct 23, 2017
Instrument491488
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 RED RIPPLE RD HOUSTON TX 770914315, HOUSTON, TX 77091-4315

Tax Assessment & Valuation

The 2025 property tax bill for 322 Red Ripple Rd was $2,257 with a homeowner's exemption, up 0.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,287 (-) Land $71,610 Building $146,677$218,287 (-) Land $71,610 Building $146,677
2025$2,257.00 (+0.22%) Homeowner's exemption$218,287 Land $71,610 Building $146,677$218,287 Land $71,610 Building $146,677
2024$2,252.00
2023$203,311 Land $71,610 Building $131,701$203,311 Land $71,610 Building $131,701
2022$1,863.00
2020$2,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Red Ripple Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims4 (2012–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Red Ripple Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Red Ripple Rd

Nearby Streets

Search Property Records by Address or Parcel Number