322 Ray Ave, Crestview, FL 32536 Property Records

Okaloosa County property record for 322 Ray Ave, Crestview, FL 32536 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,053 sqft Living Area
Lot Size8,114 sqft (0.186 acres)
Last Sale$221,000 (2023)
Tax Bill$1,662.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-592-3487-2
Alternative APNs
  • 05-2N-23-2323-000B-0110
  • 23N2052323000B0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,053 sqft Living Area
Gross Area1,245 sqft Gross Area
1st Floor1,053 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,114 sqft (0.186 acres)
Patio Area120 sqft Patio
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address322 RAY AVE
CityCRESTVIEW
StateFL
Zip32536-9215
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHVIEW EST PH II LOT 11 BLK B
Legal Range23W
Legal Township02N
Legal Section05
Legal SubdivisionSOUTHVIEW EST
Legal Phase2
Legal BlockB
Legal Lot Number11
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2038
Census Tract20602

Owner

Source: Okaloosa County records · APN C56-000-592-3487-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address517 OAK AVE, NICEVILLE, FL 32578-3312
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Prior SaleOct 04, 2011 · Amount on Record
Deed Doc Number20233634727
Deed Book / Page3683 / 464
Prior Transfer DateAug 31, 2006
Prior Transfer Doc0027342052
Record RefreshedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 11, 2023
Property Address322 RAY AVE, CRESTVIEW, FL 32536-9215
Document Number0036830464
Book / Page3683 / 464
Map ReferenceMB 11 PG 64
Instrument DateJul 07, 2023
Instrument3634727
Transaction TypeTransfer
Record UpdatedAug 02, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,547.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address157 JOHN BALDWIN RD, DEFUNIAK SPRINGS, FL 32433-3621

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 OAK AVE, NICEVILLE, FL 32578-3312

Mortgage

Document Number0003683466
DateJul 11, 2023
Instrument3683/466
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Mortgage

Document Number0036830477
DateJul 11, 2023
Book Page3683/477
Instrument3634729
Lender
NameUNIVERSITY BANK
TypeBank
AddressSOUTHFIELD, MI 48034
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00 (-12.02%)$146,759 (+11.69%)$149,400 (+13.7%) Land $40,606 Building $108,794
2023$1,889.00 (+9.13%)$131,404 (+9.75%) Land $34,500 Building $96,904$131,404 (+9.75%) Land $34,500 Building $96,904
2022$1,731.00$119,725 Land $28,719 Building $91,006$119,725 Land $28,719 Building $91,006

Flood & Wildfire

322 Ray Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
45th percentile of exposed land nationally · 15th in Florida
Wildfire LikelihoodModerate — about 1 in 1,316 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ray Ave

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