322 Prospect St, Wooster, OH 44691 Property Records

Wayne County property record for 322 Prospect St, Wooster, OH 44691

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2025)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-00008-000`

Property Details

APN / Parcel Number

Primary APN	`65-00008-000`
Alternative APN	`2295-5`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2295-5
Street Address	322 PROSPECT ST
City	WOOSTER
State	OH
Zip	44691-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	LOT 3425 50' MP 27 CD 10
Legal Subdivision	EAST HENRY STREET ALLOTMENT
Legal Lot Number	3425
Jurisdiction	WAYNE OH
Township / Civil Division	WOOSTER
Census Block Group	3
Census Block	3030
Census Tract	500

Owner

322 Prospect St is owned and occupied by an individual who acquired it in September 2026.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 PROSPECT ST, WOOSTER, OH 44691-4256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL SAVINGS BANK
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage THE COMMERCIAL & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	202510061
Deed Book / Page	980 / 4317
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000010710
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Oct 6, 2026
Property Address	322 PROSPECT ST, WOOSTER, OH 44691-4256
Document Number	0000010710
Book / Page	994 / 489
Instrument Date	Sep 15, 2026
Instrument	202610710
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PROSPECT ST, WOOSTER, OH 44691-4256

Mortgage

Document Number	0000010711,
Date	Oct 6, 2026
Book Page	994/492
Instrument	202610711

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Oct 10, 2025
Property Address	322 PROSPECT ST, WOOSTER, OH 44691-4256
Document Number	0000010061
Book / Page	980 / 4317
Map Reference	VOL 3 PG 226
Instrument Date	Oct 7, 2025
Instrument	202500010061
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	322 PROSPECT ST, WOOSTER, OH 44691-4256

Mortgage

Document Number	0000010062
Date	Oct 10, 2025
Instrument	202500010062

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 322 Prospect St was $1,035 with a homeowner's exemption, down 1.1% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
Municipality	Wooster City
Unified School District	Wooster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (-1.15%)	$24,620 (-) Land $5,760 Building $18,860	$70,350 (-) Land $16,470 Building $53,880
2024	$1,047.00 (+2.55%)	$24,620 (-) Land $5,760 Building $18,860	$70,350 (-) Land $16,470 Building $53,880
2023	$1,021.00 (-3.22%) Homeowner's exemption	$24,620 (+21.94%) Land $5,760 Building $18,860	$70,350 Land $16,470 Building $53,880
2022	$1,055.00 Homeowner's exemption	$20,190 Land $4,730 Building $15,460
2020			$57,660 Land $13,500 Building $44,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 322 Prospect St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2019)
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 322 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOOSTER CITY PWS serves 26,618 people · EPA ID OH8504512
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber · Cable in parts of the area	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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