Harrison County property record for 322 Point St, Clarksburg, WV 26301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1910 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (May 2022) |
| Tax Bill | $1,671 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-0317.0000 |
| Primary APN | 03-28-0317.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Family Room | Family Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 139 ft deep x 48 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06020147 |
|---|---|
| Street Address | 322 POINT ST |
| City | CLARKSBURG |
| State | WV |
| Zip | 26301-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT 48.5 FT POINT ST (322 POINT ST) |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | SOUTH URBAN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30400 |
Source: Harrison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 POINT ST, CLARKSBURG, WV 26301-3849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| May 3, 2022 | Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on Record |
| Deed Sale | May 3, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2022 · Amount on Record |
| Deed Document Number | 202213752 |
| Deed Book / Page | 1730 / 1026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 322 POINT ST, CLARKSBURG, WV 26301-3849 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700030698 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 201700030698 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | May 3, 2022 |
| Property Address | 322 POINT ST, CLARKSBURG, WV 26301-3849 |
| Document Number | 01730/1026 |
| Book / Page | 1730 / 1026 |
| Map Reference | DB 1126 PG 1129 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 202200013752 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 322 POINT ST, CLARKSBURG, WV 26301-3849 |
| Document Number | 001476/799 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 1476/799 |
| Instrument | 202200013754 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.88% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
Source: Harrison County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Municipality | Clarksburg City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,671.00 (-9.58%) | $111,000 (-7.55%) Land $15,300 Building $95,700 | $185,000 (-7.55%) Land $25,500 Building $159,500 |
| 2025 | $1,848.00 (+15.28%) | $120,060 (+15.26%) Land $15,300 Building $104,760 | $200,100 (+15.26%) Land $25,500 Building $174,600 |
| 2023 | $1,603.00 (+88.81%) | $104,160 (+39.44%) Land $15,300 Building $88,860 | $173,600 (+39.44%) Land $25,500 Building $148,100 |
| 2022 | $849.00 Homeowner's exemption | $74,700 Land $15,300 Building $59,400 | $124,500 Land $25,500 Building $99,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–1996) |
| Most Recent Claim | May 1996 · Flooding, Heavy Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSBURG WATER BOARD serves 19,072 people · EPA ID WV3301705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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