322 Pine St, Sebastian, FL 32958 Property Records

Indian River County property record for 322 Pine St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 1987
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00002-0250-00014.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00002-0250-00014.0`
Alternative APN	`16182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Metal
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	125 ft deep x 95 ft wide
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	800 sqft
Porch	Open Porch
Porch Area	234 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	16182
Street Address	322 PINE ST
City	SEBASTIAN
State	FL
Zip	32958-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 01 BLK 25 LOT 14 PBI 5-15
Legal Range	38
Legal Township	31
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS
Legal Block	25
Legal Lot Number	14
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4017
Census Tract	50808

Owner

Source: Indian River County records · APN 31-38-01-00002-0250-00014.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 PINE ST, SEBASTIAN, FL 32958-4360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2009
Deed Sale	Jun 01, 2009
Deed Document Number	0002347426
Deed Book / Page	01648 / 00030
Prior Transfer Date	Oct 20, 2003
Prior Transfer Doc	0164800030
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	322 PINE ST, SEBASTIAN, FL 32958-4360
Document Number	0032831078
Instrument Date	Mar 02, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 PINE ST SEBASTIAN FL 329584360, SEBASTIAN, FL 32958-4360

Mortgage

Document Number	0032831078
Date	Mar 09, 2020
Book Page	003283/001078
Instrument	14138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 08, 2035

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+35.63%)	$97,211 (+5.99%)	$275,336 (-4.1%) Land $72,675 Building $202,661
2023	$1,089.00 (+5.12%)	$91,720 (+3%)	$287,113 (+13.81%) Land $66,619 Building $220,494
2022	$1,036.00	$89,048	$252,280 Land $46,431 Building $205,849

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 364 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.