Polk County property record for 322 Pine St, Cedartown, GA 30125
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 973 sqft · built 1950 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Company Name on File |
| Last Sale | $575,000 (Apr 2015) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | C11-009 |
| Primary APN | C11-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 973 sqft Heated Area |
| 1st Floor Area | 973 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Metal |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Depth | 98 ft Depth |
| Terrain | High |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 11702 |
|---|---|
| Street Address | 322 PINE ST |
| City | CEDARTOWN |
| State | GA |
| Zip | 30125-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 10 11 BLK 10 |
| Legal Subdivision | RES-CEDARTOWN NW SECONDARY |
| Legal Block | 10 |
| Legal Lot Number | 10 11 |
| Jurisdiction | POLK GA |
| Township / Civil Division | CEDARTOWN |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 10500 |
322 Pine St is owned by a company that bought it in April 2015.
Source: Polk County records, as of February 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1203, CEDARTOWN, GA 30125-1203 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2018 | Deed of Trust, Mortgage GREATER CMNTY BK |
| Aug 4, 2017 | Loan Modification, Mortgage · Conventional Mortgage GREATER CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2015 · Amount on File |
| Deed Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 2015-000408 |
| Deed Book / Page | 1538 / 58 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 322 PINE ST, CEDARTOWN, GA 30125-2510 |
| Document Number | 0016600001 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1203 CEDARTOWN GA 301251203, CEDARTOWN, GA 30125-1203 |
| Document Number | 0016600001 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 001660/000001 |
| Name | GREATER CMNTY BK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30162-0529 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 14, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 322 PINE ST, CEDARTOWN, GA 30125-2510 |
| Document Number | 0016390111 |
| Book / Page | 001639 / 000111 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1203 CEDARTOWN GA 301251203, CEDARTOWN, GA 30125-1203 |
| Document Number | 0016390111 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 001639/000111 |
| Name | GREATER CMNTY BK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30162-0529 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2047 |
The 2025 property tax bill for 322 Pine St was $1,035.
Source: Polk County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cedartown City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 | $31,463 Land $5,040 Building $26,423 | $78,658 Land $12,600 Building $66,058 |
| 2023 | $464.00 (+11.81%) | $13,393 (+12.8%) Land $3,600 Building $9,793 | $33,482 (+12.8%) Land $9,000 Building $24,482 |
| 2022 | $415.00 | $11,873 Land $3,600 Building $8,273 | $29,683 Land $9,000 Building $20,683 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 322 Pine St in Zone X, an area of moderate flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1979–2003) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | May 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 322 Pine St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDARTOWN serves 9,955 people · EPA ID GA2330000 |
|---|---|
| Water Source | Purchased surface water from POLK COUNTY WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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