322 Petty Rd, Smithville, TN 37166 Property Records

DeKalb County property record for 322 Petty Rd, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,070 sqft · built 1991
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Last Sale	$184,150 (May 2023)
Tax Bill	$670 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021071 02705`

Property Details

APN / Parcel Number

Primary APN	`021071 02705`
Alternative APN	`071 02705`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	160 ft deep x 216 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	322 PETTY RD
City	SMITHVILLE
State	TN
Zip	37166-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 9
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	920102

Owner

322 Petty Rd is owned and occupied by an individual who bought it in May 2023.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	322 PETTY RD, SMITHVILLE, TN 37166-5130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 19, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CUMBERLAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	209133
Deed Book / Page	549 / 268
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	May 8, 2023
Property Address	322 PETTY RD, SMITHVILLE, TN 37166-5130
Document Number	0005490268
Book / Page	549 / 268
Instrument Date	May 3, 2023
Instrument	209133
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PETTY RD, SMITHVILLE, TN 37166-5130

Mortgage

Document Number	0000209134
Date	May 8, 2023
Instrument	209134

Lender

Name	LENDING HAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	322 PETTY RD, SMITHVILLE, TN 37166-5130
Document Number	0000194735
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PETTY RD SMITHVILLE TN 371665130, SMITHVILLE, TN 37166-5130

Mortgage

Document Number	0000194735
Date	Nov 20, 2020
Book Page	000479/000784
Instrument	194735

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	322 PETTY RD, SMITHVILLE, TN 37166-5130
Document Number	0000188672
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PETTY RD SMITHVILLE TN 371665130, SMITHVILLE, TN 37166-5130

Mortgage

Document Number	0000188672
Date	Sep 6, 2019
Book Page	000451/000392
Instrument	188672

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Dec 19, 2018
Property Address	322 PETTY RD, SMITHVILLE, TN 37166-5130
Document Number	0000185546
Book / Page	000438 / 000284
Instrument Date	Dec 19, 2018
Instrument	185546
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 PETTY RD SMITHVILLE TN 371665130, SMITHVILLE, TN 37166-5130

Mortgage

Document Number	185547
Date	Dec 19, 2018
Book Page	000438/000287
Instrument	185547

Lender

Name	FIRST CUMBERLAND MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 322 Petty Rd was $670.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00	$26,700 Land $2,475 Building $24,225
2023		$26,700 (-) Land $2,475 Building $24,225
2022	$462.00	$26,700 Land $2,475 Building $24,225	$106,800 (-) Land $9,900 Building $96,900
2021			$106,800 Land $9,900 Building $96,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Petty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Petty Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Petty Rd

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