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322 Papa Pl, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 322 Papa Pl, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,606 sqft · built 1998
Lot Size1.24 acres (54,152 sqft)
Owner2 Trust Names on Record
Last Sale$361,400 (Nov 1998)
Tax Bill$17,539 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN013089 40.05-2-27

Property Details

APN / Parcel Number

Primary APN013089 40.05-2-27
Alternative APNs
  • 308904000500020270000000
  • 04000500020270000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,606 sqft Living Area
1st Floor Area1,852 sqft
2nd Floor Area1,754 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood
Lot Area54,152 sqft (1.24 acres)
Lot Dimensions580 ft deep x 93.4 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04000500020270000000
Street Address322 PAPA PL
CitySCHENECTADY
StateNY
Zip12303-5272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPINEHAVEN ESTS LOT 322
Legal SubdivisionFINAL PLAT SUBDIVISION PINCHAVEN ESTATC
Legal Block2
Legal Lot Number27.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1004
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on Record
Mailing Address322 PAPA PL, SCHENECTADY, NY 12303-5272
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Sep 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 1998 · Amount on Record
Deed SaleNov 24, 1998 · Amount on Record
Deed Book / Page2617 / 469
Last Transfer DateAug 16, 2019
Transfer Doc0000020435
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Recording DateSep 2, 2026
Property Address322 PAPA PL, SCHENECTADY, NY 12303-5272
Document Number0000016706
Instrument DateAug 24, 2026
Instrument202616706
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address322 PAPA PL, SCHENECTADY, NY 12303-5272

Mortgage

Document Number0000016706,
DateSep 2, 2026
Instrument202616706
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateSep 27, 2019
Property Address322 PAPA PL, SCHENECTADY, NY 12303-5272
Document Number0000020435
Instrument DateAug 16, 2019
Instrument20435
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address322 PAPA PL SCHENECTADY NY 123035272, SCHENECTADY, NY 12303-5272

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,539.00 (+2.89%) Homeowner's exemption
2025$17,047.00 (+12.65%) Homeowner's exemption$610,000 (-) Land $122,000 Building $488,000$813,333 (+13.33%) Land $162,667 Building $650,666
2023$610,000 (-) Land $122,000 Building $488,000$717,647 (+7.06%) Land $143,529 Building $574,118
2022$610,000 Land $122,000 Building $488,000$670,330 Land $134,066 Building $536,264
2021$15,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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