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  5. Overlook Dr

322 Overlook Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 322 Overlook Dr, Cross Junction, VA 22625

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,716 sqft · built 1987
Lot Size0.29 acres (12,627 sqft)
OwnerIndividual Name on File
Last Sale$370,900 (Nov 2023)
Tax Bill$1,936 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18A022-6-391

Property Details

APN / Parcel Number

Primary APN18A022-6-391
Alternative APN
  • 8001583

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area4,256 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2011
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,627 sqft (0.29 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area192 sqft
Deck Area278 sqft
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8001583
Street Address322 OVERLOOK DR
CityCROSS JUNCTION
StateVA
Zip22625-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLAKE HOLIDAY EST. L391 P6 S2
Legal SubdivisionLAKE HOLIDAY
Legal Phase6
Legal Lot Number391
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group4
Census Block4007
Census Tract50300

Owner

Source: Frederick County records · APN 18A022-6-391

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG HOME LOANS
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORPORATION
May 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Prior SaleNov 24, 2021 · Amount on Record
Deed Document Number202310487
Prior Transfer DateMay 12, 2017
Prior Transfer Doc0000004876
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateNov 28, 2023
Property Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450
Document Number0000010487
Instrument DateNov 20, 2023
Instrument230010487
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450

Mortgage

Document Number0000010488
DateNov 28, 2023
Instrument230010488
Lender
NameCMG HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateNov 24, 2021
Property Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450
Document Number0000019796
Instrument DateNov 19, 2021
Instrument210019796
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450

Mortgage

Document Number0000019797
DateNov 24, 2021
Instrument210019797
Lender
NameABSOLUTE HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK VA
Recording DateMay 17, 2017
Property Address322 OVERLOOK DR, CROSS JUNCTION, VA 22625-2450
Document Number0000004876
Instrument DateMay 12, 2017
Instrument4876
Transaction TypeTransfer
Record UpdatedJun 06, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 OVERLOOK DR CROSS JUNCTION VA 226252450, CROSS JUNCTION, VA 22625-2450

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,936.00 (+10.44%)$365,200 (+16.83%) Land $58,000 Building $307,200$365,200 (+16.83%) Land $58,000 Building $307,200
2025$1,753.00 (-22.84%)
2023$2,272.00$312,600 Land $42,000 Building $270,600$312,600 Land $42,000 Building $270,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE HOLIDAY ESTATES
private · serves 2,130 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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