Kern County property record for 322 Olive St, Bakersfield, CA 93304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,084 sqft · built 1952 |
| Lot Size | 0.172 acres (7,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Sep 2014) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-031-10-00-1 |
| Primary APN | 008-031-10-00-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,485 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 18 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 008031106 |
|---|---|
| Street Address | 322 OLIVE ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93304-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | TRACT 1618 , BLOCK , LOT 10 |
| Legal Tract | 1618 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 1901 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 322 OLIVE ST, BAKERSFIELD, CA 93304-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB |
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2014 · Amount on Record |
| Deed Sale | Sep 18, 2014 · Amount on Record |
| Prior Sale | Oct 1, 2004 · Amount on Record |
| Deed Document Number | 2014114084 |
| Prior Transfer Date | Oct 16, 2007 |
| Prior Transfer Doc | 0000213558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 322 OLIVE ST, BAKERSFIELD, CA 93304-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015581 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 0218015581 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | CHINO, CA 91710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 322 OLIVE ST, BAKERSFIELD, CA 93304-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000097128 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 0218097128 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2043 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $177,742 (+2%) Land $42,900 Building $134,842 | |
| 2025 | $2,676.00 (+3.88%) Homeowner's exemption | $174,258 (+4.04%) Land $42,059 Building $132,199 |
| 2023 | $2,576.00 (+2.55%) Homeowner's exemption | $167,493 Land $40,427 Building $127,066 |
| 2022 | $2,512.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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